Budgeting 101: Resources, Worksheets, and Tools

Take charge of your money and your future by budgeting smartly. These tools, calculators and articles will help you map out your personal financial goals.

Budgeting Worksheet

How should you begin the process of budgeting? This worksheet will walk you through the different things you should know about budgeting, helping you allocate your money wisely month to month.

Wedding Budget Worksheet

Planning for a wedding is an exciting and challenging moment. It’s important to celebrate beginning your lives together without debt. Find out what you need to know about expenses, needs, and wants for the biggest day of your life.

Holiday Budget Checklist

It’s easy to bust your budget shopping for the holidays. Here’s a checklist to help you stay within your means while making sure you enjoy gift giving and celebrating. Map out your plan before you make that first shopping trip.

Budgeting Calculators

Learn how to budget your spending better with calculators provided by Arizona Central Credit Union.

Budgeting Tips & Articles

Different Budgeting Methods: Finding the Right Approach for Your Lifestyle

Do you find that you reach the end of the month with almost no money left over, or are you having little success saving up for a car or other big purchase? If you’re struggling with overspending, embracing a budgeting method may help you to get control of your personal finances.

Budgeting 101: How to Use the 50/30/20 Rule

Budgeting doesn’t have to be complicated. The 50/30/20 rule is one of the simplest and most effective budgeting methods, providing a clear framework for managing your finances. Whether you’re just starting your financial journey or looking for an easy way to gain better control of your money, this rule can help.

Creating a Baby Budget: Guide to Budgeting for New Parents

From medical expenses to baby gear and beyond, understanding the various costs associated with a new baby will empower you to create a comprehensive budget that ensures a smooth transition into this new chapter.

Budgeting for Newlyweds: Building a Strong Foundation Together

The wedding bells have rung, the honeymoon is over, and you’re officially newlyweds! As you embark on this exciting journey together, one of the most important aspects of your union is managing your finances effectively.

Budgeting 101: How to Use the Zero-Based Budget Rule

Budgeting can be a great tool to implement into your monthly financial planning to reach your overarching personal financial goals. With various methods available to use, it can be difficult to decide which tactic works best for your current situation. One of the most popular budgeting methods is the zero-based budgeting rule. The zero-based or zero-sum budgeting rule is widely used because it assigns each dollar with a specific purpose.

Money-Saving Apps for Teens: Budgeting, Tracking, and More

Technology plays a crucial role in almost every aspect of our lives. It’s not surprising that managing money is no exception.

Whether you’re a teenager just starting to handle your finances or a parent looking for tools to help your teen become financially savvy, there’s a plethora of money-saving and budgeting apps designed for teens and their families.

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