New & Used Motorcycle Loans and Refinancing Options

Are you wanting a more cost-effective way of transportation and looking for the best rates and money saving offers? Our Motorcycle Loans can help!

Motorcycle Loans

  • Competitive interest rates and terms
  • No application or processing fees
  • Up to 90 days no pay1

View Auto Loan Rates

How to Get a Motorcycle Loan?

Getting onto a new bike is made easy at Arizona Central Credit Union. We’ve made getting a vehicle loan simple. To get a motorcycle loan, simply complete our easy-to-use application. Our experts will contact you to find the best loan options for your new motorcycle.

Looking to Refinance?


Already have a loan with someone else? Good news! Refinance your motorcycle today, and you are still eligible for this offer!

Check out more options with our Motorcycle financing guide.

Why Refinance Your Motorcycle With Us?

Interest rates and creditworthiness are two factors that are constantly changing. If you’ve increased your credit score since purchasing your motorcycle, or if interest rates have dropped, you may be eligible for a lower monthly payment. Lower rates can save you thousands of dollars in interest over the lifetime of your loan. So if you have financed with someone else we may be able to get you a better deal!

Why Choose Arizona Central Credit Union for a Motorcycle Loan?

Arizona Central Credit Union has been providing Arizona families in Phoenix and beyond with loans and other financial services since 1939. Whether you already have an account or are just looking for lending options, Arizona Central, Arizona’s leading local credit union, will be here to safeguard you and help you achieve your goal of financial freedom.

Arizona Central Credit Union has 9 branches throughout Arizona, including Phoenix, Glendale, Tempe, Chandler, Flagstaff, Tucson and Show Low. Members have access to 30,000+ surcharge-free ATMs nationwide through the CO-OP ATM network. Arizona Central makes banking accessible & rewarding for all AZ communities.

  1. 90 days to first payment is subject to credit approval and only valid on auto loans, ATV loans, motorsport vehicle loans, or motorcycle loans not already financed with Arizona Central Credit Union. First payment may be deferred for up to 90 days, however, your loan will still accrue interest during that time. Some restrictions apply. For a limited time – may be changed at any time. Offer excludes other loan products not limited to personal loans/lines, credit cards and real estate.

Motorcycle Loans

When deciding to pursue financing a motorcycle, it is important to consider your options.

You may finance a motorcycle through:

  • Securing a Motorcycle Loan
  • Financing through a motorcycle dealer or manufacturer
  • Leasing a motorcycle

Dive deeper on this topic with our article on How to Finance a Motorcycle.

The process of financing a motorcycle and a car is very similar and there is not necessarily a difference in difficulty to acquire either loan.

The main difference between motorcycle and car loans are motorcycles tend to have slightly higher interest rates.

Deep Roots, Strong Community:

Vehicle Loans & Refinancing Options

Auto Loans

Let us get you into the driver’s seat with great rates, friendly service and helpful online tools.

Refinance Your Ride

If you’re financing your vehicle through another bank or lender, we may be able to give you a lower interest rate and save you money on your monthly auto loan payment.

RV & Boat Loans

Check out our financing options for new and used recreational vehicles.

Motorcycle Loans

The pull of the bike of your dreams is strong! Our deals will get your rubber on the road!

ATV Loans

With low rates and Up to 90 Days No Pay, Arizona Central can get you and your favorite toys on the trail!

Preferred Dealers

With low rates, fast approvals and up to 90 days no pay, there has never been a better time to buy!

Find a Branch Near You Today!