Competitive Rates

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Auto Loan Rates:
As low as 7.00% APR

Drive your dreams forward with our competitive auto loan rates as low as 7.00% APR, offering flexible terms up to 48 months to help you hit the road with affordable monthly payments.

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Mortgage Rates:
As low as 5.660% APR

Turn your dream of homeownership into a reality with our competitive home loan rates as low as 5.660% APR, spanning a 15-year term to make your mortgage journey smoother and more affordable.

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Credit Card Rates:
As low as 10.90% APR

Experience the freedom of financial flexibility with our credit card rates as low as 10.90% APR, empowering you to make purchases with confidence while keeping your interest costs at a minimum.

Personal Loan Rates: As low as 7.99% APR

Take control of your financial journey with our competitive You-Name-It Personal Loan™, with rates as low as 7.99% APR, this is a great option for whatever you need to spend!

Tailored to Your Needs:

Uncover Personalized Banking Solutions

We understand that one size does not fit all when it comes to banking. That’s why we offer personalized banking solutions tailored to your unique needs. Whether you’re looking for a simple checking account, a mortgage to finance your dream home, or investment options for your future, we take the time to understand your goals and provide personalized recommendations.

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Competitive Rates, Better Returns

Whether you’re looking to grow your savings, finance your dream home or get behind the wheel with an affordable auto loan, our rates are designed to give you an edge. From low-rate mortgages and credit cards to high-yield money market and retirement accounts, we’re here to help you maximize your financial potential.

Deep Roots, Strong Community:

Serving Arizona for Over 80 Years

At Arizona Central Credit Union, our community is at the heart of everything we do. We go above and beyond to serve and support the community we call home. Whether it’s through donating funds to Phoenix Children’s Hospital to aid patients and families or providing over 400 backpacks filled with school supplies for families in need during the Valleywise Health Foundation’s Backpack School Drive, our commitment to community engagement is tangible. Alongside our exceptional service, products and low rates for our members, we firmly believe in giving back and actively volunteering in our local communities.

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Why Choose Arizona Central Credit Union to Save With?

Arizona Central Credit Union has been providing Arizona families in Phoenix and beyond with savings accounts and other financial services since 1939. Whether you already have an account or are just looking for the best savings account interest rates, Arizona Central, Arizona’s leading local credit union, will be here to help you achieve your savings goals.

Arizona Central Credit Union has 9 branches throughout Arizona, including Phoenix, Glendale, Tempe, Chandler, Flagstaff, Tucson and Show Low. Members have access to over 5,000+ branches and 55,000+ surcharge-free ATMs nationwide through the CO-OP Shared Branching and ATM networks. Arizona Central makes banking accessible & rewarding for all AZ communities.

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Drive Your Business Forward

Pursue your business dreams with our competitive business lending solutions, offering competitive rates on business loans that help you achieve your goals. Explore our range of flexible options, including business checking accounts and payroll & ACH services, and take your business to new heights today.

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Discover Our Personal
Loan Solutions

Take control of your financial journey with our personal loan options including our You-Name-It Personal Loan™, shared-secured loan and unsecured home improvement loan. Explore our versatile loan solutions today and turn your dreams into reality.

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Save Smarter, Earn More

Start building a brighter financial future with our range of savings accounts, including CDs, money market accounts, IRAs and HSAs. Each of these options are designed to help you grow your savings and achieve your goals. Explore our options today and discover the power of saving.

NCUA Certification

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

National Credit Union Administration, a U.S. government agency

Find a Branch Near You Today!