Prequalify for a Mortgage

Search for your new home with peace of mind. Lock in your interest rate BEFORE you choose your dream home with our NEW Lock & Look Mortgage!¹
AND if the market rate at time of contract acceptance is LESS than what you locked at time of close, we will float down the rate.

Contact Arizona Central Credit Union by calling (602) 264-6421 ext. 8189 or toll free at (866) 264-6421 ext. 8189 to learn more about our mortgage products, designed to meet your financial needs! Or fill out an application today, and one of our mortgage officers will be in touch with you shortly to discuss your individual financing needs.

If you are on a homebuying journey, an early step should be to be pre-qualified for a mortgage. Lenders like Arizona Central Credit Union will tell you how much you can borrow toward your new home, which can help you set realistic expectations and budgets when house hunting. Your dream home is one you can afford.

If a lender pre-qualifies you and you would like to move forward with that financial institution, you can get a pre-approval letter, which gives sellers confidence that you will be able to purchase the home you are interested in.

Our mortgage rebate program takes the sting out of closing costs on your new home loan.

• $0 down payment options
• Reduced Title Company costs
• Your Realtor will even give you a percentage of their commission
• Up to $500 credit toward cost of appraisal at closing*

To get pre-qualified for a mortgage with Arizona Central Credit Union, you only need to fill out an application that includes questions about your income, assets, and desired property. You may need to submit pay stubs, tax documents, or other financial records.

Arizona Central Credit Union has been providing Arizona families in Phoenix and beyond with mortgages and other financial services since 1939. Whether you already have an account or are just beginning your homebuying journey, we will be here to safeguard you and help you achieve your goal of financial freedom.

Arizona Central Credit Union has 9 direct branches throughout Arizona, including Phoenix, Glendale, Tempe, Chandler, Flagstaff, Tucson and Show Low. Members have access to 30,000+ surcharge-free ATMs nationwide. Arizona Central makes banking accessible & rewarding for all AZ communities.