Commercial Real Estate
Expand your business with a commercial real estate loan. These loans are ideal for such endeavors as building or buying new office space, manufacturing facilities or a warehouse to store your inventory.
- Investment and owner occupied
- Loan amounts up to 70% of the property’s value
- Up to 25 years amortization
- Rates fixed for up to 5 years


Lines of Credit
Revolving lines of credit can help you manage fluctuating cashflow and are great for short-term credit needs such as purchasing inventory, materials or equipment, or financing accounts receivable. The best part is, as it’s a line of credit, funds repaid are immediately available for borrowing again up to your credit limit without any additional paperwork or application.
- Interest-only payments
- Renewable annually
- Competitive variable rates
Term Loans
Perfect for long-term financing, term loans can help your business afford capital for bigger investments such as equipment purchases, consolidating existing debt and acquisition of other long-term assets.
- Competitive fixed rates
- Terms up to 5 years


Why Choose Arizona Central Credit Union?
Arizona Central Credit Union has been providing Arizona businesses in Phoenix and beyond with commercial financing since 1939. Whether you need a line of credit or a term loan, Arizona Central, Arizona’s leading local credit union, will be here to safeguard you and help you achieve your business goals.
Working with a smaller lender for your commercial loan needs means you can get more individualized attention. Sometimes that can also translate into lower rates. Arizona Central works with a variety of businesses from small mom-and-pops to commercial empires.
