Certificate of Deposit (CD) & IRA Rates

Certificates of Deposit (CDs) are a low-risk investing option. CD interest rates are fixed, meaning you can calculate your return on investment. Your return, or what you earn, is determined by the size of the deposit and what CD you choose. Learn more about CDs.

Account Term Minimum Balance to Obtain APY Dividend Rate APY Apply Now
NextGEN 6 Months $500.00 4.50% 4.55% Apply Now
6 Months $1,000.00
Jumbo: $100,000.00
4.50%
4.60%
4.58%
4.68%
Apply Now
12 Months $1,000.00
Jumbo: $100,000.00
4.50%
4.60%
4.58%
4.68%
Apply Now
24 Months $1,000.00
Jumbo: $100,000.00
4.20%
4.30%
4.28%
4.38%
Apply Now
36 Months $1,000.00
Jumbo: $100,000.00
3.80%
3.90%
3.87%
3.97%
Apply Now
48 Months $1,000.00
Jumbo: $100,000.00
3.35%
3.45%
3.40%
3.51%
Apply Now
60 Months $1,000.00
Jumbo: $100,000.00
3.40%
3.50%
3.46%
3.56%
Apply Now

Fees may reduce earnings. Early withdrawal penalty will apply.

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Why Choose Arizona Central Credit Union for a Certificate of Deposit (CD)?

Arizona Central Credit Union has been providing Arizona families in Phoenix and beyond with loans and other financial services since 1939. Whether you already have an account or are just looking for investment options, Arizona Central, Arizona’s leading local credit union, will be here to safeguard you and help you achieve your goal of financial freedom.

Arizona Central Credit Union has 9 branches throughout Arizona, including Phoenix, Glendale, Tempe, Chandler, Flagstaff, Tucson and Show Low. Members have access to over 30,000+ surcharge-free ATMs nationwide through the CO-OP Shared ATM networks. Arizona Central makes banking accessible & rewarding for all AZ communities.

Find a Branch Near You Today!