PERSONAL LOANS

Discover the ideal solution for your needs with our flexible Personal Loans.

PERSONAL LOANS

Discover the ideal solution for your needs with our flexible Personal Loans.

Personal Loans

  • You-Name-It Personal Loan™ – Tailor this loan to consolidate debt, fund a major purchase, cover emergency expenses, and more.
  • Share-Secured Loan – Borrow up to 100% of your deposits, without a credit report or processing fees, with competitive rates.
  • Unsecured Home Improvement Loan – Begin your remodeling journey with confidence and a loan amount from $5,000 to $25,000.
  • Personal Line of Credit – Access the additional funds you need with no fees and competitive interest rates.

Personal Loan Rates

Personal Loans

Loan Type Base APR Apply Now
You-Name-It Loan Up to 12 Months As low as 7.99%1 Apply Now
You-Name-It Loan Up to 36 Months As low as 10.99%2 Apply Now
You-Name-It Loan Up to 60 Months As low as 12.40% Apply Now
Line of Credit As low as 11.65%1 Apply Now
Unsecured Home Improvement As low as 7.00% Apply Now
  1. A sample You-Name-It loan for $1,000 at 7.99% APR for 12 months would require 12 monthly payments of $86.98
  2. A sample Signature loan for $5,000 at 10.40% APR for 60 months would require 60 monthly payments of $107.26

Why Get a Personal Loan?

Personal loans offer low-interest rates for consumers with good credit, and they are generally smaller loan amounts than other types of loans.

Some of the most common reasons people get personal loans include:

  • Consolidating debt: Tame those high-interest credit cards or other lines of credit into one, easy-to-make payment, potentially with a better rate.
  • Making a large purchase: Whether buying a vehicle, paying for a vacation or even a wedding, a personal loan gets you capital quickly with lower interest rates.
  • Financing home improvements: Renovations can add value to your property, and a personal loan can be used to make those needed upgrades.

Why Choose Arizona Central Credit Union for Personal Loans?

Arizona Central Credit Union has been providing Arizona families in Phoenix and beyond with personal loans and other financial services since 1939. Whether you already have an account or are just looking for a loan, Arizona Central, the state’s leading local credit union, will be here to safeguard you and help you achieve your goal of financial freedom.

Learn About Personal Loans Today!

Get the funds you need with a flexible, affordable loan today.