Health SAvings Account Certificate of Deposit

Make Your Healthcare Savings Work Harder

Lock in up to 3.82% APY* with an Arizona Central Credit Union HSA Certificate of Deposit. Whether you’re saving for future medical expenses, retirement healthcare costs, or simply looking to maximize your HSA growth, an HSA Certificate of Deposit can help you earn more with confidence.

HSA CD Rates

Account Term Minimum Balance to Obtain APY Dividend Rate APY
12 Months $1,000.00
Jumbo: $100,000.00
3.75%
3.85%
3.82%
3.92%

Why Choose an HSA CD?

If you’re building your Health Savings Account (HSA) balance for future healthcare expenses, consider earning more on funds you don’t need right away with an Arizona Central Credit Union HSA Certificate of Deposit (CD).
  • Guaranteed returns with a fixed rate for the term you choose
  • Safe and secure savings for future healthcare expenses
  • Higher earnings potential than a traditional savings account
  • Preserve your HSA tax advantages while putting unused funds to work
  • Flexible terms to match your healthcare savings goals
  • No Early Withdrawal penalty for withdrawals used to pay for qualified medical expenses

Start Growing Your Healthcare Savings Today!

Contact us to get started.

If you’re already an Arizona Central member with an existing HSA plan, contact our Solutions Center by calling (602) 264-6421 or toll free at (866) 264-6421 to learn how an HSA Certificate of Deposit can help you maximize your healthcare dollars.

You can also Schedule a Lobby Appointment and one of our Associates will be happy to help you open an HSA CD.

*APY = Annual Percentage Yield. Rates subject to change. Early withdrawal penalties may apply. Membership eligibility required.