Explore Our Flexible Personal Loans

Simplify life, seize opportunities — discover the ideal solution with our Personal Loans.

Personal Loans

Loan Type Base APR Apply Now
You-Name-It Loan™ Up to 12 Months As low as 7.99%1 Apply Now
You-Name-It Loan™ Up to 36 Months As low as 10.99%3 Apply Now
You-Name-It Loan™ Up to 60 Months As low as 12.40% Apply Now
Line of Credit As low as 11.65%1 Apply Now
Unsecured Home Improvement As low as 7.00% Apply Now
Deep Roots, Strong Community:

Personal Loan Options

You-Name-It 
Personal Loan™

What is your unique, immediate, financial need? You name it, and we’ll tailor a solution just for you!

Share-Secured
Loan

Looking to build or recover your credit? 
With our Share-Secured personal loan, enjoy competitive rates while earning interest on your deposit, a perfect way to meet your financial goals.

Unsecured Home Improvement Loan

Begin your remodeling journey with confidence. Our Unsecured Home Improvement Loan allows you to shop at your local home improvement store with a larger budget, ensuring you have the resources you need to bring your vision to life.

Line
of Credit

Enjoy the peace of mind and convenience of having access to additional funds when you need them with a convenient, open-ended, revolving line of credit.

Why Get a Personal Loan?

There are a number of reasons to get a personal loan. Personal loans offer low-interest rates for consumers with good credit, and they are generally smaller loan amounts than other types of loans.

Some of the most common reasons people get personal loans include:

  • Consolidating debt: If you have multiple, high-interest credit cards or other
lines of credit, you may want a personal loan so as to only make one payment. Depending on interest rates, you may also save money on interest.
  • Making a large purchase: Whether it’s buying a vehicle, paying for a vacation or even a wedding, a personal loan is a good way to get capital quickly with lower rates than a credit card.
  • Home Improvement: If you are considering renovating your home — 
which can add value to your property — a personal loan can be a way 
to finance renovations.

Personal Loans FAQs

Personal loans can have fewer limitations on their use than specialized loans, with your credit score being the most important factor.

Common factors considered by a lender to get approved for a loan are your credit score and history, income, and debt-to-income ratio.

Unlike student loans or mortgage loans, which are intended for those specific purposes, personal loans can be used to fund almost anything you desire. For example, you may take out a personal loan to consolidate debt, cover an emergency expense or help start a new business venture.

Personal loans are unsecured loans, meaning you aren’t required to put up any collateral to receive the loan. As a result, personal loans generally carry higher interest rates than secured loans such as auto or home loans.

Personal loan interest rates can vary depending on the reason or your credit situation.

Please check out our Personal Loan Rates to find out what could work for you!

Learn About Auto Loans Today!

Whether buying new, used, or refinancing, we’re here to guide you every step of the way!

  1. A sample You-Name-It loan for $1,000 at 7.99% APR for 12 months would require 12 monthly payments of $86.98
  2. A sample Signature loan for $5,000 at 10.40% APR for 60 months would require 60 monthly payments of $107.26