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Banking with Arizona Central Credit Union Pays! How does an extra $200 sound?

Tired of paying high banking fees and being treated like a number? Take a look at a fresh alternative and consider Arizona Central for your banking needs. We are so confident that you will love our credit union that we are willing to pay you $200 just to give us a try!1 When you complete the following steps, you will receive all of our credit union benefits PLUS $200!1

  • Open a checking account and perform at least fifteen (15) signature-based Check Card transactions within the first sixty (60) days.
  • Sign up for eStatements.
  • Have direct deposit of at least $250/month.

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When prompted choose: "I work for or belong to one of AZ Central CU's partners" to continue with your application.


Here's What You Will Need

  • Valid Social Security number
  • Valid government-issued ID number
  • Date of Birth
  • Mailing address, email address and phone number
  • When prompted choose "I work for or belong to one of AZ Central CU's partners" to continue with your application

If you are not a U.S. citizen or you are subject to backup withholding, you will not be able to apply online.


Opening an Account Online Not for You?

If you are unable or would prefer not to apply online, stop by any of our branch locations to apply in person. You can even download an application and have it filled out ahead of time!


Deposit Insurance

The National Credit Union Share Insurance Fund (NCUSIF) insures savings of at least up to $250,000 per account with additional coverage of up to $250,000 for certain retirement accounts. The NCUSIF is administered by the National Credit Union Administration (NCUA), an agency of the federal government.

As further protection of member funds, an additional bond covers such risks as fraud, theft, robbery, embezzlement and forgery.

Regulatory Agency

Arizona Central Credit Union is state-chartered and regulated by the Arizona Department of Financial Institutions and the National Credit Union Association (NCUA).


Who Can Join?

Joining our credit union is easier that you think! Fill out our simple application form and apply in one of our branch locations or apply online.

Join Now

When prompted choose: "I work for or belong to one of AZ Central CU's partners" to continue with your application.

Arizona Central Credit Union is proud to align much of its membership with the following individuals and groups throughout Arizona:

  • Arizona residents ages 55 and over
  • Healthcare professionals
  • Members of the Catholic, Baptist and LDS religions
  • Immediate family of members (even if not living in the same residence)
  • Household members - Any person who is a permanent member of and participates in the maintenance of the household (e.g. two people sharing an apartment).
  • Member referrals - Any current Arizona Central Credit Union member can refer anyone anytime
  • Employees from organizations and business who have created a strategic alliance with Arizona Central Credit Union
  • Retirees from any of the same organizations, even if retired from another state
  • Any person who takes out an auto loan through a participating dealer

Still not sure? Call (602) 264-6421 or toll free 866-264-6421.


1To qualify, the member must open a new checking account with Arizona Central Credit Union. The $200 bonus will be deposited to the member's new checking account within ten (10) business days after the following three (3) requirements have been met. 1. Signed up and currently enrolled in eStatements. 2. Has performed at least fifteen (15) signature based Check Card transactions within the first sixty (60) days of account opening. AND 3. Have a direct deposit of at least $250/mo. APY on checking accounts range from 0% to 0.10% APY based on product type and may vary. Minimum to earn APY is $1.00. Fees may reduce earnings. Bonus is considered interest and will be reported on IRS Form 1098-INT. Cannot be combined with any other offers. Offer Valid for new checking accounts opened by 12/31/2016. Terms and conditions subject to change without notice. The new member must maintain the membership account and meet the above requirements for six (6) consecutive months, otherwise the $200 bonus will be deducted from the new member's account upon closing and/or failure to meet requirements. $5 minimum balance must be maintained at all times to remain eligible for credit union services. This is a one-time offer and is non-transferable. Federally insured by NCUA.