Arizona Central Credit Union

Why Arizona Central Credit Union?

If you're new to Arizona Central Credit Union, and perhaps have never belonged to a credit union, you may have some questions about what makes us different from other financial institutions. We're glad you asked and have provided answers to frequently asked questions.

What makes a credit union a credit union?

Arizona Central Credit Union is a financial institution, open to serving new members from all walks of life and business. But what makes us different from other financial institutions is that we're democratically controlled and run by our members, for our members. That means a few things.

  • Our members own the credit union
    Arizona Central Credit Union is a democratic, member-owned cooperative. So when you join, you're more than a member; you're an owner. That means you have a say in how your credit union is run. A volunteer board of directors, elected by the members, governs the credit union. This is very different from a bank, where stockholders vote according to the number of shares of stock they own.
  • We are not-for-profit
    Arizona Central Credit Union provides the same products and services as other financial institutions – but we are not-for-profit and exist to help people, not to make a profit. As such, all earnings are returned to our members in the form of high-interest savings and low rate loans.
  • We put people first
    Arizona Central Credit Union lives by the philosophy of “People Helping People.” We are committed to our communities, offering financial services to underserved populations, engaging youth in financial education, and returning profits to our members. We're here to help through every stage of life.

Does Arizona Central offer everything that banks do?

Absolutely, Arizona Central provides the same full range of innovative financial products and services you’ll find at most any bank. Right down to online banking, Bill Pay and Mobile Banking. 

What’s so special about Arizona Central?

Behind everything we do is a commitment to service excellence and member satisfaction.

Great, how do I join?

It's easy. Just visit one of our convenient branch locations or call (602) 264-6421 (toll free 1-866-264-6421) to request more information.

Since 1939 we've been providing Arizona families with friendly, hometown service and convenient, affordable financial solutions. As a member-owned credit union we provide personalized checking, savings, mortgages, and business and personal loans to communities across Arizona, including Phoenix, Tucson, Tempe, Chandler, Glendale, Show Low, and Flagstaff. Arizona Central Credit Union is here to help you achieve financial success for every stage of life.
From Arizona: (602) 264-6421 1-866-264-6421 ABA Routing Number: 322172441

We do business in accordance with the Equal Credit Opportunity Act.

Local First Arizona NCUA Equal Housing Lender