Why Arizona Central Credit Union?
If you're new to Arizona Central Credit Union, and perhaps have never belonged to a credit union, you may have some questions about what makes us different from other financial institutions. We're glad you asked and have provided answers to frequently asked questions.
What makes a credit union a credit union?
Arizona Central Credit Union is a financial institution, open to serving new members from all walks of life and business. But what makes us different from other financial institutions is that we're democratically controlled and run by our members, for our members. That means a few things.- Our members own the credit union
Arizona Central Credit Union is a democratic, member-owned cooperative. So when you join, you're more than a member; you're an owner. That means you have a say in how your credit union is run. A volunteer board of directors, elected by the members, governs the credit union. This is very different from a bank, where stockholders vote according to the number of shares of stock they own. - We are not-for-profit
Arizona Central Credit Union provides the same products and services as other financial institutions – but we are not-for-profit and exist to help people, not to make a profit. As such, all earnings are returned to our members in the form of high-interest savings and low rate loans. - We put people first
Arizona Central Credit Union lives by the philosophy of “People Helping People.” We are committed to our communities, offering financial services to underserved populations, engaging youth in financial education, and returning profits to our members. We're here to help through every stage of life.
Does Arizona Central offer everything that banks do?
Absolutely, Arizona Central provides the same full range of innovative financial products and services you’ll find at most any bank. Right down to online banking, Bill Pay and Mobile Banking.
What’s so special about Arizona Central?
Behind everything we do is a commitment to service excellence and member satisfaction.
- Locally owned with local decisions
- Profits returned to members and local communities
- Over 73 years of financial experience
- Over 54,000 members – one of the largest credit unions in Arizona
- FREE 24-hour online banking and telephone banking
- FREE online Bill Payment and eBills
- FREE Mobile Banking and Mobile Apps
- Over 50,000 surcharge-free ATMs nationwide
- FREE financial management and financial education tools
- Exclusive Central Points Member Rewards
Great, how do I join?
It's easy. Just visit one of our convenient branch locations or call (602) 264-6421 (toll free 1-866-264-6421) to request more information.
1-866-264-6421 We do business in accordance with the Equal Credit Opportunity Act.
