ATV & UTV Loans

Ready to hit the dusty trail, sandy dunes or just play in the snow?

ATV & UTV Loans

With our low rates, fast approvals and up to 90 days no pay1, we’ll help you hit the trails!

So what are you waiting for? We can even pre-approve you for your loan so you can shop with confidence and know exactly how much vehicle you can afford. Or, use one of our convenient financial calculators to get a quick assessment.

  • Competitive rates and terms
  • No application or processing fees

View Auto Loan Rates

Need to refinance?

Do you already have an ATV or snowmobile loan with another lender? Well, we have fantastic news – you can refinance with us, and save! Learn about our ATV loan rates, starting at 7.50%.

How Long are ATV Loans?

Arizona Central Credit Union has loan terms that work for you. ATV Loans can be as long as 72 months and there are no prepayment penalties.

Why Choose Arizona Central Credit Union?

Arizona Central Credit Union has been providing Arizona families in Phoenix and beyond with vehicle loans and other financial services since 1939. Whether you already have an account or are just looking to finance a new purchase, Arizona Central, Arizona’s leading local credit union, will be here to safeguard you and help you achieve your goal of financial freedom.

Arizona Central Credit Union has 9 branches throughout Arizona, including Phoenix, Glendale, Tempe, Chandler, Flagstaff, Tucson and Show Low. Members have access to 30,000+ surcharge-free ATMs nationwide through the CO-OP ATM network. Arizona Central makes banking accessible & rewarding for all AZ communities.

  1. 90 days to first payment is subject to credit approval and only valid on auto loans, ATV loans, motorsport vehicle loans, or motorcycle loans not already financed with Arizona Central Credit Union. First payment may be deferred for up to 90 days, however, your loan will still accrue interest during that time. Some restrictions apply. For a limited time – may be changed at any time. Offer excludes other loan products not limited to personal loans/lines, credit cards and real estate.
Deep Roots, Strong Community:

Vehicle Loans & Refinancing Options

Auto Loans

Let us get you into the driver’s seat with great rates, friendly service and helpful online tools.

Refinance Your Ride

If you’re financing your vehicle through another bank or lender, we may be able to give you a lower interest rate and save you money on your monthly auto loan payment.

RV & Boat Loans

Check out our financing options for new and used recreational vehicles.

Motorcycle Loans

The pull of the bike of your dreams is strong! Our deals will get your rubber on the road!

ATV Loans

With low rates and Up to 90 Days No Pay, Arizona Central can get you and your favorite toys on the trail!

Preferred Dealers

With low rates, fast approvals and up to 90 days no pay, there has never been a better time to buy!

Find a Branch Near You Today!