Tired of paying high banking fees and being treated like a number? Take a look at a fresh alternative and consider Arizona Central for your banking needs. We are so confident that you will love our credit union that we are willing to pay you just to give us a try!1
Here’s What You Will Need
- Open a checking account and perform at least fifteen (15) signature-based debit card transactions.
- Sign up for eStatements.
- Have direct deposit of at least $250/month.
- Valid Social Security number
- Valid government-issued ID number
- Date of Birth
- Mailing address, email address and phone number
- When prompted choose “I work for or belong to one of AZ Central CU’s partners” to continue with your application
If you are not a U.S. citizen or you are subject to backup withholding, you will not be able to apply online.
Deposit Insurance
Arizona Central Credit Union is state-chartered and regulated by the Arizona Department of Financial Institutions and the National Credit Union Association (NCUA).
The National Credit Union Share Insurance Fund (NCUSIF) insures savings of at least up to $250,000 per account with additional coverage of up to $250,000 for certain retirement accounts. The NCUSIF is administered by the National Credit Union Administration (NCUA), an agency of the federal government
As further protection of member funds, an additional bond covers such risks as fraud, theft, robbery, embezzlement and forgery.
1. Must be a NEW member with no existing accounts at Arizona Central Credit Union (AZCCU). Existing primary members and joint owners opening a new membership do not qualify. Former members qualify as a new member if their previous account was closed at least 12 months prior to the new open date. To qualify, the new member must ensure the following three (3) requirements have been met within the first sixty (60) days of account opening: 1. Have a monthly direct deposit of minimum $500. 2. Signed up and currently enrolled for eStatements, AND 3. Has performed at least fifteen (15) Debit card transactions. The new member will receive 50% of the monetary bonus deposited to their Member Share account once the above (3) requirements have been met and the remaining 50% of the monetary bonus will be deposited at the end of 6 months from the date of account opening. Bonuses will be awarded in the following tiers: $500 minimum monthly Direct Deposit = $250 one-time bonus to new member; $1,000 minimum monthly Direct Deposit = $500 one-time bonus to new member. APY on checking accounts range from 0% to 0.10% APY based on product type and may vary. Minimum to earn APY is $1.00. Fees may reduce earnings. Bonus is considered interest and will be reported on IRS Form 1099-INT. Cannot be combined with any other offers. Offer valid for new accounts opened by 12/31/2024. Employees, officers and directors of AZCCU are not eligible. The above requirements must be met for 6 consecutive months. If the account is closed within 6 months, the new account bonus amount will be deducted upon closing from the new member’s account. Offer must be mentioned at the time of account opening to be eligible. Terms and conditions subject to change without notice. Federally insured by NCUA.
