Bank with us. Be rewarded!

Have a banking need? We have a solution! At Arizona Central, we want you to know how much we appreciate your business – and another way we do that is to reward you for choosing us. Click on one of the icons below to learn more about how you can be rewarded.





Auto loans with Arizona Central pay!

Get $2001 when you take out an auto loan with us! PLUS, get rates as low as 3.24%up to 90 days no pay2! Already have an auto loan with someone else? You can refinance with us and still take advantage of this offer.

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Get your rubber on the road and some cash in your pocket

How does $2001 cash sound? We thought you would like the sound of that! And that's exactly what can happen when you get a motorcycle loan with us.

With rock bottom rates and up to 90 Days No Pay2we're sure you will want to get out and ride! Not looking for a new ride but just need to refinance your motorcycle from another lender? Not to worry, we've got you covered! Refiance your motorcycle today, and still qualify for this amazing offer!

Apply Now

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Home sweet home

Get a FREE home appraisal3 when you take out a mortgage with us! And with nearly 15 different mortgage products to choose from, including one that requires no down payment at all, we are bound to have one that's perfect for you! And thats not all!

Do you think home equity can only be used for remodeling?  Think again!

Your home’s equity can be used for all your dreams! Vacations, parties ... Your only limit is your own imagination! 

Apply for a Mortgage Now

Get Pre-Approved for a Mortgage Now


Apply for a Home Equity Now

Get Pre-Approved for a Home Equity Now

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Get the card that saves

With the rock bottom rates we offer on our Visa credit cards you are guaranteed to save money! PLUS, when you open a credit card with us we'll give you $50!4

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Give us a try! We know you'll love us!

We are convinced that you will love banking with us so much that we are willing to give you $200 just to try!5

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1Member may qualify for a $200 bonus from Arizona Central Credit Union (ACCU) by mentioning this promotion, signing and receiving funding for an auto loan that is not already financed with ACCU. This offer applies to a new loan for the purchase or refinance of an auto that is $15,000 or greater, not currently financed with ACCU. This offer may be withdrawn at any time and rates are subject to change. Based on approved credit, terms and conditions. The $200.00 bonus will be deposited into the Member Share Account as follows: $100.00 upon loan funding. A second deposit of $100.00 will be deposited after 6 months of consecutive payments provided the loan is in good standing. The $200 bonus is considered interest and will be reported on IRS Form 1099-INT. Loan must be applied for and funded with ACCU by December 31, 2019.

290 days to first payment is subject to credit approval and only valid on autos and motorcycle loans not already financed with Arizona Central Credit Union. First payment may be deferred for up to 90 days, however your loan will still accrue interest during that time. Some restrictions apply. For a limited time – may be changed at any time. Offer excludes other loan products not limited to other motorsport vehicles, trailers, boats, recreational vehicles, personal loans/lines, credit cards and real estate.

3Apply by December 31, 2019, and fund with Arizona Central Credit Union within 4 months of the application to qualify for a free appraisal up to $475.00. Appraisal fee may be higher depending on property types. This offer applies to first mortgage purchase and refinance transactions only. This offer is not applicable for home equity transactions. This offer can be revoked at any time. This offer cannot be combined with any other offers. Appraisal fee will be paid by member at time of appraisal and will be reimbursed at the time of loan funding with Arizona Central Credit Union.

4Member can qualify for $50 upon opening a Visa® credit card. The funds will be deposited into the member’s savings account once credit has been approved and the card has been issued. This offer may be withdrawn at any time and rates may change in the future. Offer is non-transferable and is a one-time offer. Application must be completed prior to December 31, 2019. Must mention this offer to be eligible.

5To qualify, the member must mention this offer when open a new checking account with Arizona Central Credit Union. The $200 bonus will be deposited to the member's new checking account within ten (10) business days after the following three (3) requirements have been met. 1. Signed up and currently enrolled in eStatements. 2. Has performed at least fifteen (15) debit card transactions within the first sixty (60) days of account opening. AND 3. Have a direct deposit of at least $250/mo. APY on checking accounts range from 0% to 0.10% APY based on product type and may vary. Minimum to earn APY is $1.00. Fees may reduce earnings. Bonus is considered interest and will be reported on IRS Form 1098-INT. Cannot be combined with any other offers. Offer Valid for new checking accounts opened by 12/31/2019. Terms and conditions subject to change without notice. The new member must maintain the membership account and meet the above requirements for six (6) consecutive months, otherwise the $200 bonus will be deducted from the new member's account upon closing and/or failure to meet requirements. $5 minimum balance must be maintained at all times to remain eligible for credit union services. This is a one-time offer and is non-transferable. Federally insured by NCUA.