New Member Account Opening Promotions

Not an existing member? How does $200 sound?1

Are you tired of paying high bank fees and being treated like a number? It's time to take a look at a fresh alternative and consider a credit union for your banking needs. We are so confident that you will love our credit union that we are willing to pay you $200 just to try us!1 When you complete the following steps, you will receive all of our credit union benefits PLUS $200!1  And, our checking accounts give you so many opportunities to remain fee free you won't believe the flexibility!

  • Open a checking account and perform at least fifteen (15) Check Card transactions within the first sixty (60) days.
  • Sign up for eStatements.
  • Have direct deposit of at least $250/month.

Join Now

When prompted choose: "I work for or belong to one of AZ Central CU's partners" to continue with your application.


Here's What You Will Need

  • Valid Social Security number
  • Valid government-issued ID number
  • Date of Birth
  • Mailing address, email address and phone number
  • When prompted choose "I work for or belong to one of AZ Central CU's partners" to continue with your application.

If you are not a U.S. citizen or you are subject to backup withholding, you will not be able to apply online.


Opening an Account Online Not for You?

If you are unable or would prefer not to apply online, stop by any of our branch locations to apply in person. You can even download an application and have it filled out ahead of time!



1To qualify, the member must mention this offer when opening a new checking account with Arizona Central Credit Union. The $200 bonus will be deposited to the member's new checking account within ten (10) business days after the following three (3) requirements have been met. 1. Signed up and currently enrolled in eStatements. 2. Has performed at least fifteen (15) debit card transactions within the first sixty (60) days of account opening. AND 3. Have a direct deposit of at least $250/month. APY on checking accounts range from 0% to 0.10% APY based on product type and may vary. Minimum to earn APY is $1.00. Fees may reduce earnings. Bonus is considered interest and will be reported on IRS Form 1098-INT. Cannot be combined with any other offers. Offer valid for new checking accounts opened by 12/31/2019. Terms and conditions subject to change without notice. The new member must maintain the membership account and meet the above requirements for six (6) consecutive months, otherwise the $200 bonus will be deducted from the new member's account upon closing and/or failure to meet requirements. $5 minimum balance must be maintained at all times to remain eligible for credit union services. This is a one-time offer and is non-transferable. Federally insured by NCUA.