Refinance Your Ride

Struggling with a high payment on your car, truck or motorcycle? If you're financing your vehicle through another bank or lender, we may be able to give you a lower interest rate and save you money on your monthly auto loan payment.

  • Get rates as low as 3.50%
  • We offer up to 90 days to first payment.1
  • $200 cash incentive2

What are you waiting for? Start saving today!

You can also use our convenient financial calculators to quickly calculate how much lower your monthly payment would be.

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Contact Arizona Central Credit Union by calling (602) 264-6421 or toll free at (866) 264-6421 to learn more about our refinancing options!

190 days to first payment is subject to credit approval and only valid on autos and motorcycle loans not already financed with Arizona Central Credit Union. First payment may be deferred for up to 90 days, however, your loan will still accrue interest during that time. Some restrictions apply. For a limited time – may be changed at any time. Offer excludes other loan products not limited to other motorsport vehicles, trailers, boats, recreational vehicles, personal loans/lines, credit cards and real estate.

2Member may qualify for a $200 bonus from Arizona Central Credit Union (ACCU) by mentioning this promotion and by signing and receiving funding for an auto loan that is not already financed with ACCU. The offer applies to a new auto loan for the purchase or refinance of an auto that is $15,000 or greater, not currently financed with ACCU. This offer may be withdrawn at any time and rates are subject to change. Based on approved credit, terms and conditions. The $200 bonus will be deposited into the Member Share Account as follows: $100 upon loan funding. A second deposit of $100 will be deposited after 6 months of consecutive payments provided the loan is in good standing. The $200 bonus is considered interest and will be reported on the appropriate tax form. Loan must be applied for and funded by December 31, 2019.