Arizona Auto Loans: New & Used

Drive into your dreams — Cruise into relaxation!
With low rates, $2002 cash back  and Up to 90 Days No Pay1 we'll get you moving!
Plus for a limited time when you get an Arizona Central Credit Union Auto Loan you will be entered to win a $2,500 cruise gift certificate from Get Away Today and $500 to Southwest Airlines!3
And that's not all! Our friends at Enterprise Car Sales will sweeten the pot! For a limited time when you purchase your vehicle with Enterprise Car Sales you will get a special rate discount! Check out what they have to offer.
Already have a loan with someone else? Good news! Refinance your loan today, and this offer also applies to you!

AND WITH OUR LOW RATES what are you waiting for?!?

Get ready to hit the open road!

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Get Pre-Approved


Let us get you into the driver's seat with great rates, friendly service and helpful online tools.

So what are you waiting for?  Have the ride you want now while keeping more cash in your pocket!  We can even pre-approve you for your loan so you can shop with confidence and know exactly how much vehicle you can afford.  Or, use one of our convenient financial calculators to get a quick assessment.

Learn More

Contact Arizona Central Credit Union by calling (602) 264-6421 or toll free at (866) 264-6421 to learn more about our vehicle loan products, designed to meet your financial needs!

Apply Now

Get Pre-Approved

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Finding a Great Deal

  • Credit Union Advantage - Want to simplify your search? Use this online car buying program, created exclusively for credit union members, to research and locate your next new or used vehicle. If you prefer shopping in person, you can still get low Arizona Central financing right at the dealership. Just ask to speak to the Credit Union Advantage representative and be sure to request an Arizona Central Credit Union loan. Most dealers across Arizona participate in the program.
  • Enterprise Car Sales - Looking for a high-quality pre-owned vehicle? Choose from over 120 makes and models, all from the comfort of your home with Enterprise's convenient online locator system.

Protecting Your Vehicle

Let's face it, things happen. Expect the unexpected and sign up for one of our vehicle insurance options today!

  • TruStage Auto Insurance - Want to see how much you can save on reliable, affordable car insurance? You could save over $500 per year.4
  • GAP Policies - Worried you owe more on your car than it's worth? Check out our GAP insurance to see if it's right for you.
  • Mechanical Breakdown Protection - Has your factory warranty expired? Protect your vehicle against expensive repairs with Mechanical Breakdown Protection.
  • Debt Cancellation Protection - Safeguard your loan against unexpected income loss with our debt cancellation protection.
  • Roadside Assistance - Never get stranded again. A member exclusive option designed to give you peace of mind at a fraction of the cost of other programs.  

190 days to first payment is subject to credit approval and only valid on autos and motorcycle loans not already financed with Arizona Central Credit Union. First payment may be deferred for up to 90 days, however, your loan will still accrue interest during that time. Some restrictions apply. For a limited time – may be changed at any time. Offer excludes other loan products not limited to other motorsport vehicles, trailers, boats, recreational vehicles, personal loans/lines, credit cards and real estate.

2Member may qualify for a $200 bonus from Arizona Central Credit Union (ACCU) by mentioning this promotion and by signing and receiving funding for an auto loan that is not already financed with ACCU. The offer applies to a new auto loan for the purchase or refinance of an auto that is $15,000 or greater, not currently financed with ACCU. This offer may be withdrawn at any time and rates are subject to change. Based on approved credit, terms and conditions. The $200 bonus will be deposited into the Member Share Account as follows: $100 upon loan funding. A second deposit of $100 will be deposited after 6 months of consecutive payments provided the loan is in good standing. The $200 bonus is considered interest and will be reported on the appropriate tax form. Loan must be applied for and funded by December 31, 2019.

3To be eligible for entry, the member must have an auto loan funded by Arizona Central Credit Union on or between August 1, 2019 and October 31, 2019. The entire new auto loan must be new money not already financed with Arizona Central Credit Union. Random drawing will take place on or about November 8, 2019. One winner of this competition will receive a $2,500 cruise gift certificate with Get Away Today and one $500 Southwest® Airlines gift card. The winner selected must be in good-standing with Arizona Central and current on their loan. Some restrictions apply. Winner will be responsible for any daily port charges, customs, taxes, and any other fees or expenses not covered by the gift certificate. For a limited time – may be changed at any time. Offer excludes other loan products not limited to other motorsport vehicles, trailers, boats, recreational vehicles, personal loans/lines, credit cards and real estate. See Official Rules for additional details.