New Beginnings Mortgage Program

Do you have limited down payment resources, a prior foreclosure or past credit issues? We can help. With our New Beginnings mortgage loan program we try to say "yes" when other financial institutions may have said "no".

Square One

  • For a limited time we are offering a FREE home appraisal1
  • Down payments as low as 20%
  • Loan amount up to $1 million
  • Previous foreclosure, bankruptcy and short sales over 12 months are considered

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Learn More
You can also use our convenient financial calculators to quickly assess how much home you can afford.

Contact Arizona Central Credit Union by calling (602) 264-6421 ext. 8189 or toll free at (866) 264-6421 ext. 8189 to learn more about our mortgage products, designed to meet your financial needs!

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1Apply by December 31, 2019, and fund with Arizona Central Credit Union by February 28, 2020 to qualify for a free appraisal up to $475.00. Appraisal fee may be higher depending on property types. This offer applies to first mortgage purchase and refinance transactions only. This offer is not applicable for home equity transactions. This offer can be revoked at any time. This offer cannot be combined with any other offers. Appraisal fee will be paid by member at time of appraisal and will be reimbursed at the time of loan funding with Arizona Central Credit Union.