FHA Home Loans
Our experienced mortgage loan representatives can help you determine if a government-backed, FHA mortgage can help make your dream of home ownership a reality.
With an FHA home loan, the minimum down payment is a low 3.5% of the purchase price, making this an affordable option for those wanting to purchase or refinance a home with little cash down.
- Down payments as low as 3.5%
- Gift funds and down payment assistance programs allowed
- Low closing costs and fees
- Past bankruptcies and foreclosures considered
- Closing in as little as 21 days3
- Free appraisal1
PLUS for a limited time you will be entered to win a $2,000 Home Depot gift card!2
You can also use our convenient financial calculators to quickly assess how much home you can afford.
Contact Arizona Central Credit Union by calling (602) 264-6421 ext. 8189 or toll free at (866) 264-6421 ext. 8189 to learn more about our mortgage products, designed to meet your financial needs!
1Apply by December 31, 2019, and fund with Arizona Central Credit Union by February 28, 2020 to qualify for a free appraisal up to $475.00. Appraisal fee may be higher depending on property types. This offer applies to first mortgage purchase and refinance transactions only. This offer is not applicable for home equity transactions. This offer can be revoked at any time. This offer cannot be combined with any other offers. Appraisal fee will be paid by member at time of appraisal and will be reimbursed at the time of loan funding with Arizona Central Credit Union.
2Some restrictions apply. No purchase necessary. Member must apply for a first mortgage loan between January 1, 2019 and March 31, 2019, and fund with Arizona Central Credit Union by May 31, 2019 to be entered into the drawing for the $2,000 Home Depot® gift card grand prize. Offer excludes all home equity loans and lines of credit. Random drawing will take place on or about June 7, 2019. See Official Rules for more details.
321 day closings apply from date of purchase contract receipt with pre-approved member, subject to appraisal turn times. Government and manufactured homes have a minimum 30 day closing.