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Fixed Rate Home Equity Loan

Home Equity up to 120% of your home's value!1 

Plus for limited time when you fund a fixed rate home equity loan with Arizona Central you will be entered to win $1,500 to Wayfair®!2

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Interest rates may vary based on individual credit score. For full rate information, please click here.

 

What’s your dream? Is it doing a renovation? Adding a new pool to your backyard? Consolidating high interest debt? Or do you just need help funding unexpected medical expenses? If you are currently paying a mortgage or own your own home, a fixed rate home equity loan might be the perfect solution to leverage a fixed rate and term – and make your dream a reality!

And now, we have increased the limit of what you can borrow! Depending on the project you have in mind, you are now able to potentially borrow up to 120% of the appraised value of your property!1

 

Our home equity loans offer:

  • Low, fixed interest rates
  • Flexible repayment schedules
  • No prepayment penalties
  • FREE property valuation3
  • Amounts up to 120% of the appraised value of your property1 

 

Apply Now

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You can also use our convenient financial calculators to quickly assess what a home equity loan payment would look like.

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Contact Arizona Central Credit Union by calling (602) 264-6421 ext. 8189 or toll free at (866) 264-6421 ext. 8189 to learn more about our mortgage products, designed to meet your financial needs!

1Based on credit approval and nature of the project that is being planned. Some restrictions apply.

2Apply for a closed end fixed home equity loan with a loan amount of $250,000 or less between 8/1/19 and 10/31/19, and fund with Arizona Central Credit Union by 11/30/19 to be automatically entered to win a $1,500 Wayfair® gift card. Sweepstakes applies to home equity fixed rate transactions only. This offer is not applicable to first mortgage transactions or home equity line of credit (HELOC) transactions. This sweepstakes can be revoked at any time. See Official Rules for more details.

3Apply for a home equity loan with a loan amount up to $100,000 between 8/1/19 and 10/31/19, and fund with Arizona Central Credit Union by 11/30/19 to qualify for a free property valuation ($112.00 value). Offer applies to home equity fixed rate transactions and home equity line of credit transactions with an initial draw of $10,000 or more only. This offer is not applicable for first mortgage transactions or home equity loans with loan amounts of over $100,000. This offer can be revoked at any time. Property valuation fee will be paid by member at time of valuation and will be reimbursed at the time of loan funding with Arizona Central Credit Union.