Certificates of Deposit (CDs)

 

Our CD rates just went up – but we offer peace of mind! If rates continue to rise, your CD’s rate can too!

Are you worried that you should wait to see whether rates will continue to rise? Don’t worry! Many of our CDs offer Inflate Your Rate1 protection and peace of mind! Not only do CDs represent a great, low-risk option where you can predict how much you will earn in dividends right from the start – if you take out a CD with Inflate Your Rate protection, if rates increase during the term, you can request to re-write your CD at the higher rate without penalty.

For a limited time, get a bonus 0.5% in dividends!

For a limited time, you will have the opportunity to get a bonus 0.5% from our advertised rate on some CD options!2 

 

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For risk-adverse investors, CDs represent a great, low-risk option. The interest rate is fixed for the term of the CD, so you can predict how much you will earn in dividends right from the start. How much you will earn depends on the type of CD you choose, how much you deposit, as well as the length of the term. CDs with a 36 to 60-month term offer a special Inflate Your Rate option. If our rate increases during the term, you can request to re-write your CD at the higher rate without penalty1.

  • Our flexible terms range from 6 to 60 months
  • All CDs require a $1,000 minimum initial deposit
  • Jumbo rates are applied to balances of $100,000 or more
  • All dividend rates are paid quarterly
  • Special Certificates for kids and teens
  • Early withdrawal penalties on all CDs may apply

To open an account call us at (602) 264-6421 toll free (866) 264-6421 or visit any of our 10 local branches.

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1Inflate Your Rate CD. You have the right to increase your rate once over the term of your CD to our current rate if we raise the rate we pay on this CD during the term of your CD. Terms available: 36, 48, and 60 months only. Consumer accounts only. Other terms and restrictions apply.

2Existing members of Arizona Central Credit Union who open a new Certificate of Deposit (CD) with a minimum deposit of $1,000, on a 24 month (two year) term only, will receive an extra 0.5% rate increase to the advertised rate. Early withdrawal penalty will apply. This is a limited time offer that may be withdrawn at any time, at the discretion of Arizona Central Credit Union.