Downtown Phoenix Branch

Downtown Phoenix

2020 N. Central Ave, Suite 100
Phoenix, AZ 85004


Branch Hours

M, T, T, F – 9:00 a.m. - 5:30 p.m.
W – 10 a.m. - 5:30 p.m.

Overview & Information

Our Phoenix branch is located in the 2020 on Central building and doubles as our main branch – the place where many of Arizona Central’s best ideas are born. From philanthropic work with local organizations and charities to our partnership with the Phoenix Suns, this branch exemplifies all things Arizona Central: community, honesty and affordable financial solutions. Our branch manager, Shirley, works hard with her team to go the extra mile for each of our members. In a city as diverse as Phoenix, you can imagine that the array of services we offer has to be extremely wide. At Arizona Central Credit Union there’s no out-of-the-box solution; each of our member’s unique situations calls for a solution tailored to their needs. So whether you’re in the market for a mortgage, want to only shop for cars that you can truly afford or need a loan to get business booming, we’re there to help you make as sustainable, educated roadmap to financial success.


Arizona Central Credit Union provides families, businesses and individuals with convenient, affordable financial solutions. Praised for relatable and professional member service, Arizona Central strives to make financial goals attainable.

Our member-owned credit union offers checking and savings options with the capability to be no-fee, and low-interest mortgages, loans and credit cards. We also offer personalized solutions such as debt cancellation, life insurance and retirement options. We also offer simple mobile and online banking. Now it's easy to check your balance by text, and manage your accounts from anywhere. Plus, we provide smart banking solutions for businesses, including loans, insurance and payroll.

It's personalized banking across Arizona: Phoenix, Tucson, Tempe, Chandler, Glendale, Show Low, and Flagstaff.  Whether you're opening up your first account or planning for retirement, choose Arizona Central Credit Union.


Arizona Central was founded in 1939 as the Arizona League Central Credit Union. The credit union was formed as the corporate credit union for Arizona-based credit unions and as the credit union for the employees, board members and officials of other credit unions doing business in Arizona. At the time, regulations prohibited these individuals from borrowing money from the credit union for which they worked or volunteered; therefore, they needed their own credit union to join.

The credit union changed its name to Arizona Central Credit Union in 1957 to help eliminate confusion between the credit union and the Arizona Credit Union League, the former trade association for Arizona-based credit unions.

In 1979 the credit union spun off its corporate banking functions, which included providing lending and investment services to other Arizona credit unions. The corporate credit union became part of the Arizona Credit Union League and later became FirstCorp.

Meet the Manager

Shirley M.

Hi, I'm Shirley, your manager at the 2020 branch in Phoenix, AZ. As an Arizona Central Credit Union branch manager, our goal at the 2020 branch is to service and demonstrate that we care about all of our members' financial needs. We take pride in going the extra mile for you. From setting up your first account, applying for a new loan, or starting the search of working towards retirement, we're here to help you map it out. We also work hard to provide the most helpful, kind member-focused service possible and work to support and engage our local community here in the city of Phoenix, Arizona and around the state. With Arizona Central you're not "just another customer", you're a member and owner! We always give you the lowest rates, best information and care that we would expect for ourselves. Contact me, or if you're in the area, stop by for a chat to find out just how different banking can be!