{"id":3126,"date":"2023-11-14T21:23:22","date_gmt":"2023-11-14T21:23:22","guid":{"rendered":"https:\/\/www.azcentralcu.org\/prestamos\/hipotecas\/pre-qualify-mortgage\/"},"modified":"2026-04-22T20:08:32","modified_gmt":"2026-04-22T20:08:32","slug":"precalificacion-de-prestamo-hipotecarios","status":"publish","type":"page","link":"https:\/\/www.azcentralcu.org\/es\/prestamos\/hipotecas\/precalificacion-de-prestamo-hipotecarios\/","title":{"rendered":"Precalificar para Pr\u00e9stamos de Vivienda"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch fusion-flex-content-wrap\" style=\"width:calc( 100% + 20px ) !important;max-width:calc( 100% + 20px ) !important;margin-left: calc(-20px \/ 2 );margin-right: calc(-20px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_3_5 3_5 fusion-flex-column\" style=\"--awb-padding-top:96px;--awb-padding-right:15%;--awb-padding-bottom:96px;--awb-padding-left:15%;--awb-overflow:hidden;--awb-bg-color:var(--awb-custom_color_1);--awb-bg-color-hover:var(--awb-custom_color_1);--awb-bg-size:cover;--awb-border-radius:0px 100px 100px 0px;--awb-width-large:60%;--awb-spacing-right-large:10px;--awb-spacing-left-large:10px;--awb-width-medium:60%;--awb-order-medium:0;--awb-spacing-right-medium:10px;--awb-spacing-left-medium:10px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:24px;--awb-spacing-left-small:10px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-bottom:24px;--awb-font-size:64px;\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:64;line-height:1.03;\">Precalificar para Pr\u00e9stamos de Vivienda<\/h1><\/div><div class=\"fusion-text fusion-text-1 fusion-text-no-margin\" style=\"--awb-font-size:22px;--awb-line-height:26px;--awb-text-color:var(--awb-color1);--awb-margin-bottom:32px;\"><p>Est\u00e1 ocupado, y lo entendemos. Es por eso que hemos hecho ir de compras para un pr\u00e9stamo hipotecario simple, directo y posible.<\/p>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-1 fusion-button-default-span fusion-button-default-type\" style=\"--button_accent_color:var(--awb-custom_color_1);--button_accent_hover_color:var(--awb-custom_color_1);--button_border_hover_color:var(--awb-custom_color_1);--button_gradient_top_color:var(--awb-color1);--button_gradient_bottom_color:var(--awb-color1);--button_gradient_top_color_hover:hsla(var(--awb-custom_color_5-h),calc(var(--awb-custom_color_5-s) - 5%),calc(var(--awb-custom_color_5-l) - 10%),var(--awb-custom_color_5-a));--button_gradient_bottom_color_hover:hsla(var(--awb-custom_color_5-h),calc(var(--awb-custom_color_5-s) - 5%),calc(var(--awb-custom_color_5-l) - 10%),var(--awb-custom_color_5-a));\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/azcentralcu.mymortgage-online.com\/\"><span class=\"fusion-button-text\">Aplique Ya<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_2_5 2_5 fusion-flex-column\" style=\"--awb-padding-top:60px;--awb-padding-bottom:60px;--awb-overflow:hidden;--awb-bg-image:url(&#039;https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/11\/pre-qualify-for-mortgage.jpg&#039;);--awb-bg-position:center center;--awb-bg-size:cover;--awb-border-radius:100px 0px 0px 100px;--awb-width-large:40%;--awb-spacing-right-large:10px;--awb-spacing-left-large:10px;--awb-width-medium:40%;--awb-order-medium:0;--awb-spacing-right-medium:10px;--awb-spacing-left-medium:10px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:10px;--awb-spacing-left-small:24px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/11\/pre-qualify-for-mortgage.jpg\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;width:100%;\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" id=\"home-loan-prequalification\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-spacing-right-large:3.84%;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:1;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:46;line-height:var(--awb-typography2-line-height);\">Precalificaci\u00f3n de Pr\u00e9stamo Hipotecarios<\/h2><\/div><div class=\"fusion-text fusion-text-2\"><p>Busque su nuevo hogar con tranquilidad. \u00a1Fije su tasa de inter\u00e9s ANTES de elegir la casa de sus sue\u00f1os con nuestra NUEVA Hipoteca Lock &amp; Look!<sup>1<\/sup><br \/>\nY si la tasa de mercado\u00a0en el momento de la aceptaci\u00f3n del contrato es MENOS que la que fij\u00f3 en el momento del cierre, le tasaremos a la baja.<\/p>\n<p>Contacte a Arizona Central Credit Union llamando al\u00a0<strong>(602) 264-6421<\/strong>\u00a0ext. 8189 o llamada gratuita\u00a0<strong>(866) 264-6421<\/strong>\u00a0ext. 8189 para aprender m\u00e1s sobre nuestros productos hipotecarios, dise\u00f1ados para satisfacer sus necesidades financieras! O complete una solicitud hoy, y uno de nuestros oficiales de hipotecas se comunicar\u00e1 con usted en breve para analizar sus necesidades financieras individuales.<\/p>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-2 fusion-button-default-span fusion-button-default-type\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/azcentralcu.mymortgage-online.com\/\"><span class=\"fusion-button-text\">Aplique Ya<\/span><\/a><\/div><div class=\"fusion-text fusion-text-3 fusion-text-no-margin\" style=\"--awb-margin-top:20px;--awb-margin-bottom:70px;\"><div class=\"link-button\"><a href=\"https:\/\/www.azcentralcu.org\/es\/tasas-presentes\/tasas-de-prestamos-hipotecarios-y-garantia-hipotecaria\/\">Ver Tasas<\/a><\/div>\n<div>&nbsp;<\/div>\n<div class=\"footnote-container\">\n<p>Al hacer clic en \u2018Aplique Ahora\u2019, ser\u00e1 dirigido a una aplicaci\u00f3n en ingl\u00e9s. Si prefiere completar la solicitud por tel\u00e9fono con un representante que hable espa\u00f1ol, ll\u00e1menos al <strong>602-264-6421<\/strong> o llamada gratuita al <strong>866-264-6421<\/strong>.<\/p>\n<\/div>\n<div>\n<p><!--ScriptorStartFragment--><\/p>\n<p><strong>\u00bfNo est\u00e1 listo para aplicar pero desea ver qu\u00e9 opciones de pr\u00e9stamos hipotecarios son adecuadas para usted?<\/strong> Complete nuestro formulario y nuestros representantes de pr\u00e9stamos se comunicar\u00e1n con usted.<\/p>\n<p><!--ScriptorEndFragment--><\/p>\n<\/div>\n<\/div><div class=\"fusion-image-element \" style=\"text-align:center;--awb-max-width:500px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none circles\" style=\"border-radius:100px;\"><img decoding=\"async\" width=\"951\" height=\"630\" title=\"downtown-phoenix-building\" src=\"https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/11\/downtown-phoenix-building.jpg\" alt class=\"img-responsive wp-image-1997\"\/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-spacing-right-large:3.84%;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:1;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><a name=\"form614525510\" id=\"formAnchor614525510\"><\/a>\n<script src=\"https:\/\/fs26.formsite.com\/include\/form\/embedManager.js?614525510\"><\/script>\n<script>\nEmbedManager.embed({\nkey: \"https:\/\/fs26.formsite.com\/res\/showFormEmbed?EParam=m_OmK8apOTBsHfxCI2WkEuCxLPs_5uXtFzpUCZwnDno&614525510\",\nwidth: \"100%\"\n});\n<\/script><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container has-pattern-background has-mask-background hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-background-size:cover;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top:64px;--awb-padding-right:20px;--awb-padding-bottom:64px;--awb-padding-left:20px;--awb-bg-color:var(--awb-custom_color_11);--awb-bg-color-hover:var(--awb-custom_color_11);--awb-bg-image:url(&#039;https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/10\/line-pattern-background.svg&#039;);--awb-bg-position:center center;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:40px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/10\/line-pattern-background.svg\"><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three\" style=\"--awb-margin-bottom:20px;\"><h3 class=\"fusion-title-heading title-heading-center fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:38;line-height:var(--awb-typography2-line-height);\">Vea nuestras tasas de pr\u00e9stamos<\/h3><\/div><div style=\"text-align:center;\"><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-3 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"\/current-rates\/\"><span class=\"fusion-button-text\">Ver tasas<\/span><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container has-pattern-background has-mask-background hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-margin-bottom:0px;--awb-background-size:cover;--awb-flex-wrap:wrap;\" id=\"financial-calculators\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top:64px;--awb-padding-right:20px;--awb-padding-bottom:64px;--awb-padding-left:20px;--awb-bg-color:var(--awb-custom_color_11);--awb-bg-color-hover:var(--awb-custom_color_11);--awb-bg-image:linear-gradient(180deg, rgba(0,58,92,0.7) 0%,rgba(0,58,92,0.7) 100%),url(https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/11\/desert-sunset.jpg);;--awb-bg-position:center top;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/11\/desert-sunset.jpg\"><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-bottom:20px;\"><h3 class=\"fusion-title-heading title-heading-center fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:38;line-height:var(--awb-typography2-line-height);\">Financial Calculators<\/h3><\/div><div class=\"fusion-text fusion-text-4 fusion-text-no-margin\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-bottom:30px;\"><p style=\"text-align: center; max-width: 720px; margin: 0px auto 24px;\">You can also use our convenient financial calculators to quickly assess what you can afford.<\/p>\n<p style=\"text-align: center; max-width: 720px; margin: 0px auto 24px;\">Contact Arizona Central Credit Union by calling <strong>(602) 264-6421<\/strong> or toll free at \u2028<strong>(866) 264-6421<\/strong> to learn more about our personal loan products, designed to meet your financial needs!<\/p>\n<\/div><div style=\"text-align:center;\"><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-4 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"https:\/\/www.azcentralcu.org\/es\/herramientas-y-recursos-financieros\/calculadoras\/\"><span class=\"fusion-button-text\">Financial Calculators<\/span><\/a><\/div><\/div><\/div><\/div><\/div>\n<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.92%;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-5\" style=\"--awb-font-size:12px;\"><ol>\n<li>El per\u00edodo de bloqueo es de 90 d\u00edas. Se debe encontrar una propiedad durante los primeros 60 d\u00edas del per\u00edodo de bloqueo. Esto permite 30 d\u00edas para finalizar y financiar el pr\u00e9stamo. Las extensiones de bloqueo no est\u00e1n permitidas con esta funci\u00f3n. El miembro puede volver a inscribirse al precio actual del mercado si una propiedad no ha sido identificada en los primeros 60 d\u00edas del per\u00edodo de bloqueo. Una vez que se identifica una propiedad y se recibe el contrato de compra, el miembro puede aprovechar una tasa de inter\u00e9s m\u00e1s baja si la tasa del programa hipotecario ha bajado desde el bloqueo inicial. La tasaci\u00f3n baja debe ejercerse no menos de 14 d\u00edas antes del cierre de la garant\u00eda. La funci\u00f3n Lock and Look no se aplica a los programas de pr\u00e9stamos de la FHA, VA, USDA ni a las viviendas prefabricadas. Esta caracter\u00edstica est\u00e1 sujeta a una tasa de inter\u00e9s m\u00ednima. Tambi\u00e9n est\u00e1 sujeto a cancelaci\u00f3n sin previo aviso.<\/li>\n<\/ol>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.92%;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-div\" style=\"--awb-text-color:var(--awb-custom_color_1);--awb-margin-bottom:0px;--awb-font-size:24px;\"><div class=\"fusion-title-heading title-heading-left title-heading-tag fusion-responsive-typography-calculated\" style=\"font-family:&quot;Acier BAT Text Solid&quot;;font-style:normal;font-weight:400;margin:0;font-size:1em;--fontSize:24;line-height:var(--awb-typography4-line-height);\">Deep Roots, Strong Community:<\/div><\/div><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-two\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:46;line-height:var(--awb-typography2-line-height);\">Mortgage Loans<\/h2><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-spacing-right-large:3.84%;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_3 1_3 fusion-flex-column fusion-column-inner-bg-wrapper\" style=\"--awb-inner-bg-size:cover;--awb-width-large:33.333333333333%;--awb-spacing-right-large:5.76%;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><span class=\"fusion-column-inner-bg hover-type-none\"><a class=\"fusion-column-anchor\" href=\"https:\/\/www.azcentralcu.org\/es\/prestamos\/hipotecas\/precalificacion-de-prestamo-hipotecarios\/\"><span class=\"fusion-column-inner-bg-image\"><\/span><\/a><\/span><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"text-align:center;--awb-margin-bottom:12px;--awb-max-width:64px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><img decoding=\"async\" width=\"100\" height=\"100\" title=\"icon-shapes-7\" src=\"https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/11\/icon-shapes-7.svg\" alt class=\"img-responsive wp-image-2113\"\/><\/span><\/div><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-div\" style=\"--awb-text-color:var(--awb-color5);--awb-margin-bottom:12px;--awb-font-size:21px;\"><div class=\"fusion-title-heading title-heading-center title-heading-tag fusion-responsive-typography-calculated\" style=\"font-family:&quot;Basic Sans Regular&quot;;font-style:normal;font-weight:400;margin:0;font-size:1em;--fontSize:21;--minFontSize:21;line-height:1.24;\">Prequalify for a Mortgage<\/div><\/div><div class=\"fusion-text fusion-text-6\"><p>Streamline the process by knowing how much home you can afford before you shop.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_3 1_3 fusion-flex-column fusion-column-inner-bg-wrapper\" style=\"--awb-inner-bg-size:cover;--awb-width-large:33.333333333333%;--awb-spacing-right-large:5.76%;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><span class=\"fusion-column-inner-bg hover-type-none\"><a class=\"fusion-column-anchor\" href=\"https:\/\/www.azcentralcu.org\/es\/prestamos\/hipotecas\/asistencia-para-el-pago-inicial\/\"><span class=\"fusion-column-inner-bg-image\"><\/span><\/a><\/span><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"text-align:center;--awb-margin-bottom:12px;--awb-max-width:64px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-3 hover-type-none\"><img decoding=\"async\" width=\"100\" height=\"100\" title=\"icon-shapes-8\" src=\"https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/11\/icon-shapes-8.svg\" alt class=\"img-responsive wp-image-2114\"\/><\/span><\/div><div class=\"fusion-title title fusion-title-8 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-div\" style=\"--awb-text-color:var(--awb-color5);--awb-margin-bottom:12px;--awb-font-size:21px;\"><div class=\"fusion-title-heading title-heading-center title-heading-tag fusion-responsive-typography-calculated\" style=\"font-family:&quot;Basic Sans Regular&quot;;font-style:normal;font-weight:400;margin:0;font-size:1em;--fontSize:21;--minFontSize:21;line-height:1.24;\">Down Payment Assistance Programs<\/div><\/div><div class=\"fusion-text fusion-text-7\"><p>Want to get into a new home, but saving enough for a down payment has become a sticking point? We have several down payment assistance options that may be a good fit for your particular situation.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-2 fusion_builder_column_inner_1_3 1_3 fusion-flex-column fusion-column-inner-bg-wrapper\" style=\"--awb-inner-bg-size:cover;--awb-width-large:33.333333333333%;--awb-spacing-right-large:5.76%;--awb-spacing-left-large:5.76%;--awb-width-medium:33.333333333333%;--awb-order-medium:0;--awb-spacing-right-medium:5.76%;--awb-spacing-left-medium:5.76%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><span class=\"fusion-column-inner-bg hover-type-none\"><a class=\"fusion-column-anchor\" href=\"https:\/\/www.azcentralcu.org\/es\/prestamos\/hipotecas\/refinancie-su-hogar\/\"><span class=\"fusion-column-inner-bg-image\"><\/span><\/a><\/span><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"text-align:center;--awb-margin-bottom:12px;--awb-max-width:64px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-4 hover-type-none\"><img decoding=\"async\" width=\"100\" height=\"100\" title=\"icon-shapes-9\" src=\"https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/11\/icon-shapes-9.svg\" alt class=\"img-responsive wp-image-2115\"\/><\/span><\/div><div class=\"fusion-title title fusion-title-9 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-div\" style=\"--awb-text-color:var(--awb-color5);--awb-margin-bottom:12px;--awb-font-size:21px;\"><div class=\"fusion-title-heading title-heading-center title-heading-tag fusion-responsive-typography-calculated\" style=\"font-family:&quot;Basic Sans Regular&quot;;font-style:normal;font-weight:400;margin:0;font-size:1em;--fontSize:21;--minFontSize:21;line-height:1.24;\">Refinance Your Home Today<\/div><\/div><div class=\"fusion-text fusion-text-8\"><p>Has your credit score improved? Or have mortgage rates dropped since you first purchased or refinanced your home?<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-spacing-right-large:3.84%;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"text-align:center;--awb-aspect-ratio: 100 \/ 120;--awb-max-width:375px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><div style=\"display:inline-block;width:375px;\"><span class=\" fusion-imageframe imageframe-none imageframe-5 hover-type-none has-aspect-ratio stars\" style=\"border-radius:100px;\"><img decoding=\"async\" width=\"1200\" height=\"800\" title=\"GettyImages-475868708\" src=\"https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/11\/GettyImages-475868708.jpg\" class=\"img-responsive wp-image-2140 img-with-aspect-ratio\" alt \/><\/span><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-7 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-bottom:0px;--awb-margin-bottom:60px;--awb-background-size:cover;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top:10%;--awb-padding-right:20px;--awb-padding-bottom:10%;--awb-padding-left:20px;--awb-overflow:hidden;--awb-bg-image:linear-gradient(180deg, rgba(0,58,92,0.7) 0%,rgba(0,58,92,0.7) 100%),url(https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/10\/desert-mountain.jpg);;--awb-bg-position:center center;--awb-bg-size:cover;--awb-border-radius:30px 30px 30px 30px;--awb-width-large:100%;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/10\/desert-mountain.jpg\"><div class=\"fusion-title title fusion-title-10 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-bottom:40px;\"><h3 class=\"fusion-title-heading title-heading-center fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:38;line-height:var(--awb-typography2-line-height);\">\u00a1Encuentra una sucursal cercana hoy!<\/h3><\/div><div style=\"text-align:center;\"><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-5 fusion-button-default-span fusion-button-default-type\" style=\"--button_accent_color:var(--awb-custom_color_13);--button_border_color:var(--awb-custom_color_13);--button_accent_hover_color:var(--awb-custom_color_1);--button_border_hover_color:var(--awb-custom_color_1);--button_gradient_top_color:var(--awb-custom_color_8);--button_gradient_bottom_color:var(--awb-custom_color_8);--button_gradient_top_color_hover:hsla(var(--awb-custom_color_5-h),calc(var(--awb-custom_color_5-s) - 5%),calc(var(--awb-custom_color_5-l) - 10%),var(--awb-custom_color_5-a));--button_gradient_bottom_color_hover:hsla(var(--awb-custom_color_5-h),calc(var(--awb-custom_color_5-s) - 5%),calc(var(--awb-custom_color_5-l) - 10%),var(--awb-custom_color_5-a));\" target=\"_self\" href=\"https:\/\/www.azcentralcu.org\/es\/ubicaciones\/\"><span class=\"fusion-button-text\">Aprende M\u00e1s<\/span><\/a><\/div><\/div><\/div><\/div><\/div>\n<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":3117,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Precalificar para Prestamos de Vivienda | Prestamistas de Hipotecas<\/title>\n<meta name=\"description\" content=\"Buscando un prestamo hipotecario? 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