{"id":3108,"date":"2023-11-16T16:53:41","date_gmt":"2023-11-16T16:53:41","guid":{"rendered":"https:\/\/www.azcentralcu.org\/prestamos\/financiacion-de-fondos-de-la-vivienda\/fixed-rate-home-equity-loan\/"},"modified":"2025-10-20T21:04:02","modified_gmt":"2025-10-20T21:04:02","slug":"prestamo-con-garantia-hipotecaria-tasa-fija","status":"publish","type":"page","link":"https:\/\/www.azcentralcu.org\/es\/prestamos\/financiacion-de-fondos-de-la-vivienda\/prestamo-con-garantia-hipotecaria-tasa-fija\/","title":{"rendered":"Pr\u00e9stamo Con Garant\u00eda Hipotecaria a Tasa Fija"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch fusion-flex-content-wrap\" style=\"width:calc( 100% + 20px ) !important;max-width:calc( 100% + 20px ) !important;margin-left: calc(-20px \/ 2 );margin-right: calc(-20px \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_3_5 3_5 fusion-flex-column\" style=\"--awb-padding-top:96px;--awb-padding-right:15%;--awb-padding-bottom:96px;--awb-padding-left:15%;--awb-overflow:hidden;--awb-bg-color:var(--awb-custom_color_1);--awb-bg-color-hover:var(--awb-custom_color_1);--awb-bg-size:cover;--awb-border-radius:0px 100px 100px 0px;--awb-width-large:60%;--awb-spacing-right-large:10px;--awb-spacing-left-large:10px;--awb-width-medium:60%;--awb-order-medium:0;--awb-spacing-right-medium:10px;--awb-spacing-left-medium:10px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:24px;--awb-spacing-left-small:10px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-bottom:24px;--awb-font-size:64px;\"><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;font-size:1em;--fontSize:64;line-height:1.03;\">Pr\u00e9stamo con Garant\u00eda a Tasa Fija<\/h1><\/div><div class=\"fusion-text fusion-text-1 fusion-text-no-margin\" style=\"--awb-font-size:22px;--awb-line-height:26px;--awb-text-color:var(--awb-color1);--awb-margin-bottom:32px;\"><p>Comience a disfrutar de sus espacios interiores y exteriores usando el valor l\u00edquido de su vivienda.<\/p>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-1 fusion-button-default-span fusion-button-default-type\" style=\"--button_accent_color:var(--awb-custom_color_1);--button_accent_hover_color:var(--awb-custom_color_1);--button_border_hover_color:var(--awb-custom_color_1);--button_gradient_top_color:var(--awb-color1);--button_gradient_bottom_color:var(--awb-color1);--button_gradient_top_color_hover:hsla(var(--awb-custom_color_5-h),calc(var(--awb-custom_color_5-s) - 5%),calc(var(--awb-custom_color_5-l) - 10%),var(--awb-custom_color_5-a));--button_gradient_bottom_color_hover:hsla(var(--awb-custom_color_5-h),calc(var(--awb-custom_color_5-s) - 5%),calc(var(--awb-custom_color_5-l) - 10%),var(--awb-custom_color_5-a));\" target=\"_self\" href=\"https:\/\/azcentralcu.mymortgage-online.com\/?loanapp=&amp;siteid=5614884275&amp;lar=lwilmot&amp;workFlowId=117828\"><span class=\"fusion-button-text\">Aplique Ahora<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_2_5 2_5 fusion-flex-column\" style=\"--awb-padding-top:60px;--awb-padding-bottom:60px;--awb-overflow:hidden;--awb-bg-image:url(&#039;https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/11\/New-Fixed-Rate-Home-Equity-Header-Banner.jpg&#039;);--awb-bg-position:center center;--awb-bg-size:cover;--awb-border-radius:100px 0px 0px 100px;--awb-width-large:40%;--awb-spacing-right-large:10px;--awb-spacing-left-large:10px;--awb-width-medium:40%;--awb-order-medium:0;--awb-spacing-right-medium:10px;--awb-spacing-left-medium:10px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:10px;--awb-spacing-left-small:24px;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/11\/New-Fixed-Rate-Home-Equity-Header-Banner.jpg\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;width:100%;\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background navigation-bar nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-sticky-container\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:6px;--awb-padding-bottom:6px;--awb-margin-top:60px;--awb-margin-bottom:60px;--awb-background-color:var(--awb-color5);--awb-flex-wrap:wrap;\" data-transition-offset=\"0\" data-sticky-offset=\"82px\" data-scroll-offset=\"0\" data-sticky-large-visibility=\"1\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-space-around fusion-content-layout-row\"><div ><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-2 fusion-button-default-span fusion-button-default-type\" style=\"--button_accent_color:var(--awb-color1);--button_accent_hover_color:var(--awb-custom_color_1);--button_border_hover_color:var(--awb-custom_color_1);--button_gradient_top_color:transparent;--button_gradient_bottom_color:transparent;--button_gradient_top_color_hover:hsla(var(--awb-custom_color_5-h),calc(var(--awb-custom_color_5-s) - 5%),calc(var(--awb-custom_color_5-l) - 10%),var(--awb-custom_color_5-a));--button_gradient_bottom_color_hover:hsla(var(--awb-custom_color_5-h),calc(var(--awb-custom_color_5-s) - 5%),calc(var(--awb-custom_color_5-l) - 10%),var(--awb-custom_color_5-a));--button_text_transform:none;--button_typography-font-family:&quot;Basic Sans SemiBold&quot;;--button_typography-font-style:normal;--button_typography-font-weight:400;\" target=\"_self\" href=\"#offer\"><span class=\"fusion-button-text\">Pr\u00e9stamos con Garant\u00eda Hipotecaria<\/span><\/a><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-3 fusion-button-default-span fusion-button-default-type\" style=\"--button_accent_color:var(--awb-color1);--button_accent_hover_color:var(--awb-custom_color_1);--button_border_hover_color:var(--awb-custom_color_1);--button_gradient_top_color:transparent;--button_gradient_bottom_color:transparent;--button_gradient_top_color_hover:hsla(var(--awb-custom_color_5-h),calc(var(--awb-custom_color_5-s) - 5%),calc(var(--awb-custom_color_5-l) - 10%),var(--awb-custom_color_5-a));--button_gradient_bottom_color_hover:hsla(var(--awb-custom_color_5-h),calc(var(--awb-custom_color_5-s) - 5%),calc(var(--awb-custom_color_5-l) - 10%),var(--awb-custom_color_5-a));--button_text_transform:none;--button_typography-font-family:&quot;Basic Sans SemiBold&quot;;--button_typography-font-style:normal;--button_typography-font-weight:400;\" target=\"_self\" href=\"#what-is-it\"><span class=\"fusion-button-text\">\u00bfQue es?<\/span><\/a><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-4 fusion-button-default-span fusion-button-default-type\" style=\"--button_accent_color:var(--awb-color1);--button_accent_hover_color:var(--awb-custom_color_1);--button_border_hover_color:var(--awb-custom_color_1);--button_gradient_top_color:transparent;--button_gradient_bottom_color:transparent;--button_gradient_top_color_hover:hsla(var(--awb-custom_color_5-h),calc(var(--awb-custom_color_5-s) - 5%),calc(var(--awb-custom_color_5-l) - 10%),var(--awb-custom_color_5-a));--button_gradient_bottom_color_hover:hsla(var(--awb-custom_color_5-h),calc(var(--awb-custom_color_5-s) - 5%),calc(var(--awb-custom_color_5-l) - 10%),var(--awb-custom_color_5-a));--button_text_transform:none;--button_typography-font-family:&quot;Basic Sans SemiBold&quot;;--button_typography-font-style:normal;--button_typography-font-weight:400;\" target=\"_self\" href=\"#financial-calculators\"><span class=\"fusion-button-text\">Calculadoras Financieras<\/span><\/a><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-5 fusion-button-default-span fusion-button-default-type\" style=\"--button_accent_color:var(--awb-color1);--button_accent_hover_color:var(--awb-custom_color_1);--button_border_hover_color:var(--awb-custom_color_1);--button_gradient_top_color:transparent;--button_gradient_bottom_color:transparent;--button_gradient_top_color_hover:hsla(var(--awb-custom_color_5-h),calc(var(--awb-custom_color_5-s) - 5%),calc(var(--awb-custom_color_5-l) - 10%),var(--awb-custom_color_5-a));--button_gradient_bottom_color_hover:hsla(var(--awb-custom_color_5-h),calc(var(--awb-custom_color_5-s) - 5%),calc(var(--awb-custom_color_5-l) - 10%),var(--awb-custom_color_5-a));--button_text_transform:none;--button_typography-font-family:&quot;Basic Sans SemiBold&quot;;--button_typography-font-style:normal;--button_typography-font-weight:400;\" target=\"_self\" href=\"#heloc-vs-closed\"><span class=\"fusion-button-text\">HELOC vs Tasa Fija<\/span><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" id=\"offer\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-spacing-right-large:3.84%;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:1;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:46;line-height:var(--awb-typography2-line-height);\">Nuestros Pr\u00e9stamos con Garant\u00eda ofrecen:<\/h2><\/div><div class=\"fusion-text fusion-text-2\"><p><em>Tasas tan bajas como 7.50%!<sup>1<\/sup><\/em><\/p>\n<ul>\n<li>Pide prestado hasta el <i>100% del valor de tu hogar principal<\/i> por cualquier motivo<sup>2<\/sup><\/li>\n<li>Pide prestado hasta el<i> 133% del valor de tu hogar principal<\/i> para mejoras en el hogar<\/li>\n<li>Pide prestado hasta el <i>80% del valor de tu segundo hogar<\/i><\/li>\n<li>Tasas de inter\u00e9s bajas y fijas<\/li>\n<li>Planes de pago flexibles<\/li>\n<li>Sin penales por pago anticipado<\/li>\n<\/ul>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-6 fusion-button-default-span fusion-button-default-type\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/azcentralcu.mymortgage-online.com\/?loanapp=&amp;siteid=5614884275&amp;lar=lwilmot&amp;workFlowId=117828\"><span class=\"fusion-button-text\">Aplique Ahora<\/span><\/a><\/div><div class=\"fusion-text fusion-text-3 fusion-text-no-margin\" style=\"--awb-margin-top:20px;--awb-margin-bottom:70px;\"><div>\n<p><!--ScriptorStartFragment--><\/p>\n<p>Al hacer clic en \u2018Aplique Ahora\u2019, ser\u00e1 dirigido a una aplicaci\u00f3n en ingl\u00e9s. Si prefiere completar la solicitud por tel\u00e9fono con un representante que hable espa\u00f1ol, ll\u00e1menos al <b>602-264-6421<\/b> o llamada gratuita al <b>866-264-6421<\/b>.<\/p>\n<p><strong>\u00bfNo est\u00e1 listo para aplicar pero desea ver qu\u00e9 opciones de pr\u00e9stamos hipotecarios son adecuadas para usted?<\/strong> Complete nuestro formulario y nuestros representantes de pr\u00e9stamos se comunicar\u00e1n con usted.<\/p>\n<p><!--ScriptorEndFragment--><\/p>\n<\/div>\n<\/div><div class=\"fusion-image-element \" style=\"text-align:center;--awb-max-width:500px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none circles\" style=\"border-radius:100px;\"><img decoding=\"async\" width=\"951\" height=\"630\" title=\"downtown-phoenix-building\" src=\"https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/11\/downtown-phoenix-building.jpg\" alt class=\"img-responsive wp-image-1997\"\/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-spacing-right-large:3.84%;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:1;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><a name=\"form614525510\" id=\"formAnchor614525510\"><\/a>\n<script src=\"https:\/\/fs26.formsite.com\/include\/form\/embedManager.js?614525510\"><\/script>\n<script>\nEmbedManager.embed({\nkey: \"https:\/\/fs26.formsite.com\/res\/showFormEmbed?EParam=m_OmK8apOTBsHfxCI2WkEuCxLPs_5uXtFzpUCZwnDno&614525510\",\nwidth: \"100%\"\n});\n<\/script><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container has-pattern-background has-mask-background hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-background-size:cover;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top:64px;--awb-padding-right:20px;--awb-padding-bottom:64px;--awb-padding-left:20px;--awb-bg-color:var(--awb-custom_color_11);--awb-bg-color-hover:var(--awb-custom_color_11);--awb-bg-image:url(&#039;https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/10\/line-pattern-background.svg&#039;);--awb-bg-position:center center;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:40px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/10\/line-pattern-background.svg\"><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three\" style=\"--awb-margin-bottom:20px;\"><h3 class=\"fusion-title-heading title-heading-center fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:38;line-height:var(--awb-typography2-line-height);\">View Our Loan Rates<\/h3><\/div><div style=\"text-align:center;\"><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-7 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"\/current-rates\/\"><span class=\"fusion-button-text\">View Rates<\/span><\/a><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" id=\"what-is-it\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-spacing-right-large:3.84%;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"text-align:center;--awb-aspect-ratio:1 \/ 1;--awb-max-width:420px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><div style=\"display:inline-block;width:420px;\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none has-aspect-ratio stars\" style=\"border-radius:999px;\"><img decoding=\"async\" width=\"470\" height=\"450\" title=\"Fixed-Rate-HE-Loan-1\" src=\"https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/11\/Fixed-Rate-HE-Loan-1.jpg\" class=\"img-responsive wp-image-2160 img-with-aspect-ratio\" alt \/><\/span><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-spacing-right-large:3.84%;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-two\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:46;line-height:var(--awb-typography2-line-height);\">\u00bfQu\u00e9 es un pr\u00e9stamo con garant\u00eda hipotecaria a tasa fija?<\/h2><\/div><div class=\"fusion-text fusion-text-4\"><p>Un pr\u00e9stamo sobre el valor l\u00edquido de la vivienda es un tipo de segunda hipoteca que le proporciona fondos para renovaciones, compras, matr\u00edcula o cualquier otro deseo o necesidad que desee. Utiliza el valor de su casa y el monto de su hipoteca inicial que pag\u00f3 para asegurar efectivo para otros fines. Con un pr\u00e9stamo sobre el valor l\u00edquido de la vivienda, usted recibe una suma global de efectivo que se paga en cuotas mensuales fijas que incluyen el capital y los intereses. Seg\u00fan el IRS, los intereses de los pr\u00e9stamos sobre el valor l\u00edquido de la vivienda pueden ser deducibles de impuestos si los utiliza para &#8220;comprar, construir o mejorar sustancialmente su casa&#8221;.<\/p>\n<p>A diferencia de algunos pr\u00e9stamos sobre el valor l\u00edquido de la vivienda, Arizona Central Credit Union ofrece pr\u00e9stamos a tasa fija, lo que significa que su pago debe ser un n\u00famero fijo durante la vigencia del pr\u00e9stamo.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-6 fusion-flex-container has-pattern-background has-mask-background hundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-margin-bottom:0px;--awb-background-size:cover;--awb-flex-wrap:wrap;\" id=\"financial-calculators\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top:64px;--awb-padding-right:20px;--awb-padding-bottom:64px;--awb-padding-left:20px;--awb-bg-color:var(--awb-custom_color_11);--awb-bg-color-hover:var(--awb-custom_color_11);--awb-bg-image:linear-gradient(180deg, rgba(0,58,92,0.7) 0%,rgba(0,58,92,0.7) 100%),url(https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/11\/desert-sunset.jpg);;--awb-bg-position:center top;--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/11\/desert-sunset.jpg\"><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-bottom:20px;\"><h3 class=\"fusion-title-heading title-heading-center fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:38;line-height:var(--awb-typography2-line-height);\">Calculadoras Financieras<\/h3><\/div><div class=\"fusion-text fusion-text-5 fusion-text-no-margin\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-bottom:30px;\"><p style=\"text-align: center; max-width: 720px; margin: 0px auto 24px;\">Tambi\u00e9n puede utilizar nuestras pr\u00e1cticas calculadoras financieras para evaluar r\u00e1pidamente sus posibilidades econ\u00f3micas.<\/p>\n<p style=\"text-align: center; max-width: 720px; margin: 0px auto 24px;\">Contacte a Arizona Central Credit Union llamando al <strong>(602) 264-6421<\/strong> o al n\u00famero gratuito\u2028<strong>(866) 264-6421<\/strong> para obtener m\u00e1s informaci\u00f3n sobre nuestros productos de pr\u00e9stamos, \u00a1dise\u00f1ados para satisfacer sus necesidades financieras!<\/p>\n<\/div><div style=\"text-align:center;\"><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-8 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"https:\/\/www.azcentralcu.org\/es\/herramientas-y-recursos-financieros\/calculadoras\/\"><span class=\"fusion-button-text\">Calculadoras Financieras<\/span><\/a><\/div><\/div><\/div><\/div><\/div>\n<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-7 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" id=\"heloc-vs-closed\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-spacing-right-large:3.84%;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:1;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-two\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:46;line-height:var(--awb-typography2-line-height);\">HELOC vs. Pr\u00e9stamo con garant\u00eda hipotecaria de tasa fija y cerrada<\/h2><\/div><div class=\"fusion-text fusion-text-6\"><p>Hay varias formas de utilizar el valor l\u00edquido de su vivienda para obtener fondos ahora. Dos formas principales son una l\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria, o HELOC, o un pr\u00e9stamo con garant\u00eda hipotecaria. Los HELOC son l\u00edneas de cr\u00e9dito en las que puede pedir prestado hasta un monto determinado. S\u00f3lo pides prestado lo que necesitas y s\u00f3lo pagas lo que pides prestado. Los pr\u00e9stamos con garant\u00eda hipotecaria cerrados y de tasa fija, por otro lado, proporcionan una suma global al comienzo del pr\u00e9stamo que se reembolsa con el tiempo.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-spacing-right-large:3.84%;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"text-align:center;--awb-aspect-ratio:1 \/ 1;--awb-max-width:420px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><div style=\"display:inline-block;width:420px;\"><span class=\" fusion-imageframe imageframe-none imageframe-3 hover-type-none has-aspect-ratio dots\" style=\"border-radius:999px;\"><img decoding=\"async\" width=\"470\" height=\"450\" title=\"Fixed-Rate-HE-Loan-2\" src=\"https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/11\/Fixed-Rate-HE-Loan-2.jpg\" class=\"img-responsive wp-image-2161 img-with-aspect-ratio\" alt \/><\/span><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-8 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-11 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-spacing-right-large:3.84%;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"text-align:center;--awb-aspect-ratio:1 \/ 1;--awb-max-width:420px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><div style=\"display:inline-block;width:420px;\"><span class=\" fusion-imageframe imageframe-none imageframe-4 hover-type-none has-aspect-ratio dots\" style=\"border-radius:999px;\"><img decoding=\"async\" width=\"470\" height=\"450\" title=\"Fixed-Rate-HE-Loan-3\" src=\"https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/11\/Fixed-Rate-HE-Loan-3.jpg\" class=\"img-responsive wp-image-2162 img-with-aspect-ratio\" alt \/><\/span><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-12 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-spacing-right-large:3.84%;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-text fusion-title-size-two\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:46;line-height:var(--awb-typography2-line-height);\">\u00bfPor qu\u00e9 elegir Arizona Central Credit Union?<\/h2><\/div><div class=\"fusion-text fusion-text-7\"><p>Arizona Central Credit Union ha brindado a las familias de Arizona en Phoenix y m\u00e1s all\u00e1 l\u00edneas de cr\u00e9dito personales, hipotecas y otros servicios financieros desde 1939. Ya sea que ya tenga una cuenta o est\u00e9 buscando opciones de pr\u00e9stamos, Arizona Central, la cooperativa de cr\u00e9dito local l\u00edder en Arizona, Estar\u00e1 aqu\u00ed para protegerlo y ayudarlo a lograr su objetivo de libertad financiera.<\/p>\n<p>Arizona Central Credit Union tiene 9 sucursales directas en todo Arizona, incluidas Phoenix, Glendale, Tempe, Chandler, Flagstaff, Tucson y Show Low. Los miembros tienen acceso a m\u00e1s de 30,000 cajeros autom\u00e1ticos sin recargos en todo el pa\u00eds a trav\u00e9s de la red de cajeros autom\u00e1ticos CO-OP. Arizona Central hace que la banca sea accesible y gratificante para todas las comunidades de AZ.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-9 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-13 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.92%;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-8\"><ol>\n<li><span style=\"font-size: 12px;\" data-fusion-font=\"true\"><i>Las Tasas Anuales Equivalentes (APR) publicadas se basan en un Pr\u00e9stamo a Valor Combinado (CLTV) del 85%, un plazo de amortizaci\u00f3n de 10 a\u00f1os y un monto de pr\u00e9stamo de $100,000. Su tasa puede ser mayor seg\u00fan su historial crediticio y CLTV. Los cargos por apertura de cuenta incluyen $250 de cargo por procesamiento, $185 de cargo por preparaci\u00f3n de documentos y $14 de determinaci\u00f3n de inundaci\u00f3n. Se podr\u00edan requerir cargos adicionales, que oscilan entre $150 y $1,200, por la b\u00fasqueda y tasaci\u00f3n del t\u00edtulo de propiedad. Se aplicar\u00e1 un cargo por servicio de impuestos de $75.00 si el pr\u00e9stamo est\u00e1 en primera posici\u00f3n de gravamen. Solo para l\u00edneas de cr\u00e9dito con garant\u00eda hipotecaria (HELOC): La tasa se basa en la tasa de preferencia publicada en The Wall Street Journal. La tasa es variable y puede cambiar mensualmente. La APR m\u00e1xima es del 18% o el m\u00e1ximo permitido por ley, lo que sea menor. El anticipo m\u00ednimo de cr\u00e9dito es de $5,000 para el primer anticipo y de $500 para cada anticipo subsiguiente.<\/i><\/span><\/li>\n<li><span style=\"font-size: 12px;\" data-fusion-font=\"true\"><i>Sujeto a aprobaci\u00f3n de cr\u00e9dito.<\/i><\/span><\/li>\n<\/ol>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-10 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-14 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-spacing-right-large:1.92%;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-8 fusion-sep-none fusion-title-text fusion-title-size-div\" style=\"--awb-text-color:var(--awb-custom_color_1);--awb-margin-bottom:0px;--awb-font-size:24px;\"><div class=\"fusion-title-heading title-heading-left title-heading-tag fusion-responsive-typography-calculated\" style=\"font-family:&quot;Acier BAT Text Solid&quot;;font-style:normal;font-weight:400;margin:0;font-size:1em;--fontSize:24;line-height:var(--awb-typography4-line-height);\">Ra\u00cdces Profundas, Comunidad Fuerte:<\/div><\/div><div class=\"fusion-title title fusion-title-9 fusion-sep-none fusion-title-text fusion-title-size-two\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:46;line-height:var(--awb-typography2-line-height);\">Opciones de pr\u00e9stamos con<br \/><span style=\"font-size: 1em; background-color: rgba(0, 0, 0, 0);\">garant\u00eda hipotecaria<\/span><\/h2><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-15 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-spacing-right-large:3.84%;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_2 1_2 fusion-flex-column fusion-column-inner-bg-wrapper\" style=\"--awb-inner-bg-size:cover;--awb-width-large:50%;--awb-spacing-right-large:3.84%;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><span class=\"fusion-column-inner-bg hover-type-none\"><a class=\"fusion-column-anchor\" href=\"https:\/\/www.azcentralcu.org\/es\/prestamos\/financiacion-de-fondos-de-la-vivienda\/prestamo-con-garantia-hipotecaria-tasa-fija\/\"><span class=\"fusion-column-inner-bg-image\"><\/span><\/a><\/span><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"text-align:center;--awb-margin-bottom:12px;--awb-max-width:64px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-5 hover-type-none\"><img decoding=\"async\" width=\"270\" height=\"270\" title=\"icon-shapes-13\" src=\"https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/11\/icon-shapes-13.svg\" alt class=\"img-responsive wp-image-2126\"\/><\/span><\/div><div class=\"fusion-title title fusion-title-10 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-div\" style=\"--awb-text-color:var(--awb-color5);--awb-margin-bottom:12px;--awb-font-size:21px;\"><div class=\"fusion-title-heading title-heading-center title-heading-tag fusion-responsive-typography-calculated\" style=\"font-family:&quot;Basic Sans Regular&quot;;font-style:normal;font-weight:400;margin:0;font-size:1em;--fontSize:21;--minFontSize:21;line-height:1.24;\">\t\t\tPr\u00e9stamo con garant\u00eda hipotecaria a tasa fija<\/div><\/div><div class=\"fusion-text fusion-text-9\"><p>Si actualmente est\u00e1 pagando una hipoteca o es propietario, un pr\u00e9stamo con garant\u00eda hipotecaria a tasa fija podr\u00eda ser la soluci\u00f3n perfecta para aprovechar un tipo de inter\u00e9s y un plazo fijo.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_2 1_2 fusion-flex-column fusion-column-inner-bg-wrapper\" style=\"--awb-inner-bg-size:cover;--awb-width-large:50%;--awb-spacing-right-large:3.84%;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><span class=\"fusion-column-inner-bg hover-type-none\"><a class=\"fusion-column-anchor\" href=\"https:\/\/www.azcentralcu.org\/es\/prestamos\/financiacion-de-fondos-de-la-vivienda\/tasas-heloc-arizona\/\"><span class=\"fusion-column-inner-bg-image\"><\/span><\/a><\/span><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"text-align:center;--awb-margin-bottom:12px;--awb-max-width:64px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-6 hover-type-none\"><img decoding=\"async\" width=\"100\" height=\"100\" title=\"icon-shapes-9\" src=\"https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/11\/icon-shapes-9.svg\" alt class=\"img-responsive wp-image-2115\"\/><\/span><\/div><div class=\"fusion-title title fusion-title-11 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-div\" style=\"--awb-text-color:var(--awb-color5);--awb-margin-bottom:12px;--awb-font-size:21px;\"><div class=\"fusion-title-heading title-heading-center title-heading-tag fusion-responsive-typography-calculated\" style=\"font-family:&quot;Basic Sans Regular&quot;;font-style:normal;font-weight:400;margin:0;font-size:1em;--fontSize:21;--minFontSize:21;line-height:1.24;\">\t\t\tL\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria (HELOC)<\/div><\/div><div class=\"fusion-text fusion-text-10\"><p>Una l\u00ednea de cr\u00e9dito con garant\u00eda hipotecaria (HELOC) le permite pedir dinero prestado utilizando como garant\u00eda el capital que ha acumulado en su vivienda.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-16 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-spacing-right-large:3.84%;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"text-align:center;--awb-aspect-ratio: 100 \/ 120;--awb-max-width:400px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><div style=\"display:inline-block;width:400px;\"><span class=\" fusion-imageframe imageframe-none imageframe-7 hover-type-none has-aspect-ratio stars\" style=\"border-radius:100px;\"><img decoding=\"async\" width=\"1200\" height=\"800\" title=\"GettyImages-475868708\" src=\"https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/11\/GettyImages-475868708.jpg\" class=\"img-responsive wp-image-2140 img-with-aspect-ratio\" alt \/><\/span><\/div><\/div><\/div><\/div><\/div><\/div>\n<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-11 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-bottom:0px;--awb-margin-bottom:60px;--awb-background-size:cover;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-17 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top:10%;--awb-padding-right:20px;--awb-padding-bottom:10%;--awb-padding-left:20px;--awb-overflow:hidden;--awb-bg-image:linear-gradient(180deg, rgba(0,58,92,0.7) 0%,rgba(0,58,92,0.7) 100%),url(https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/10\/desert-mountain.jpg);;--awb-bg-position:center center;--awb-bg-size:cover;--awb-border-radius:30px 30px 30px 30px;--awb-width-large:100%;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/www.azcentralcu.org\/wp-content\/uploads\/2023\/10\/desert-mountain.jpg\"><div class=\"fusion-title title fusion-title-12 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-bottom:40px;\"><h3 class=\"fusion-title-heading title-heading-center fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:38;line-height:var(--awb-typography2-line-height);\">\u00a1Encuentra una sucursal cercana hoy!<\/h3><\/div><div style=\"text-align:center;\"><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-9 fusion-button-default-span fusion-button-default-type\" style=\"--button_accent_color:var(--awb-custom_color_13);--button_border_color:var(--awb-custom_color_13);--button_accent_hover_color:var(--awb-custom_color_1);--button_border_hover_color:var(--awb-custom_color_1);--button_gradient_top_color:var(--awb-custom_color_8);--button_gradient_bottom_color:var(--awb-custom_color_8);--button_gradient_top_color_hover:hsla(var(--awb-custom_color_5-h),calc(var(--awb-custom_color_5-s) - 5%),calc(var(--awb-custom_color_5-l) - 10%),var(--awb-custom_color_5-a));--button_gradient_bottom_color_hover:hsla(var(--awb-custom_color_5-h),calc(var(--awb-custom_color_5-s) - 5%),calc(var(--awb-custom_color_5-l) - 10%),var(--awb-custom_color_5-a));\" target=\"_self\" href=\"https:\/\/www.azcentralcu.org\/es\/ubicaciones\/\"><span class=\"fusion-button-text\">Aprende M\u00e1s<\/span><\/a><\/div><\/div><\/div><\/div><\/div>\n<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":3102,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Prestamo Hipotecario con Tasa de Interes Bancario Fija | ACCU<\/title>\n<meta name=\"description\" content=\"Arizona Central Credit Union tiene 9 ubicaciones convenientes en todo el estado. 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