(1)  Auto Loan Refi Bonus: Must refinance an auto loan from another financial institution with ACCU. Loans currently financed through ACCU are not eligible. Receive a 1% cash bonus based on the loan amount, up to $350 maximum. If loan is paid off within 12 months, bonus will be included in loan payoff amount. The 1% cash bonus will be deposited into the Member Share Account within seven (7) days of loan funding. Bonus is considered interest and will be reported on IRS Form 1099-INT. Expires Sept. 30, 2010.

(2) New Member Referral Bonus: To qualify, the new member must present a referral coupon/email at the time they join. The referring member’s name and phone number must be clearly printed on the coupon/email. The referred member must be a NEW member with no existing accounts at ACCU. Existing primary members and joint owners opening a new membership do not qualify. Former members qualify as a new member provided their previous account was closed at least 12 months prior to new open date. The $25 bonus will be deposited into referring member’s Member Share Account within seven (7) days of new member joining. Bonus is considered interest and will be reported on IRS Form 1099-INT. Expires Sept. 30, 2010.

(3)  Get Moooving Scratch 'N' Win Sweepstakes Official Rules

Apple, the Apple logo and iPad are trademarks of Apple Inc., which does not sponsor or endorse this sweepstakes.

Whether you’re looking to purchase a new home, refinance an existing mortgage or take advantage of the equity you’ve built in your home, Arizona Central has the home loan solutions to meet your needs at every stage of life.

Benefits of an Arizona Central First Mortgage
We offer a variety of mortgage options to fit almost any situation. Your loan officer will guide you along the way to find the program that best suits your financial needs.

• Competitive interest rates & fees
• Simple application process
• No prepayment penalties
• Variety of programs – conventional 30- and 15-year fixed-rate mortgages, FHA, VA, first-time buyers, vacation homes, investment properties, and refinances

Benefits of an Arizona Central Home Equity Loan
Your best source of credit may be closer than you realize. The equity you’ve built in your home can help you fund home improvements, major purchases, education expenses, and even debt consolidation.

Let Arizona Central help you realize your dreams with a First Mortgage or Home Equity Loan. Stop by your nearest branch location or call (602) 264-6421 (toll free 1-866-264-6421) to learn more or to apply today.

 

Recent changes by the Federal Reserve now require members with a consumer checking account to “opt-in” for Overdraft Privilege services on their ATM withdrawals and everyday debit card purchases. Soon, we can no longer provide this coverage automatically, so we need you to tell us if you want to keep this coverage.

Benefits of Overdraft Privilege

• Serves as a convenient source of funds to cover unexpected emergencies and everyday expenses when you’re running short on cash
• Can save you the inconvenience and embarrassment of having purchases denied at the point of sale or ATM
  

Please remember there is a $30 fee for each overdraft item we pay. If you want Arizona Central to authorize and pay overdrafts on ATM and everyday debit card transactions, call us at (602) 264-6421 or toll free 1-866-264-6421. Review our Frequently Asked Questions for more information.

High value, low frills: Save more with an Arizona Central Visa® Credit Card

Tired of paying outrageous credit card fees and sky-high interest rates? At Arizona Central, we offer you high value, low frills cards that are designed to save you money. Make the switch today!

All of our cards feature:

• 25-day interest-free grace period for purchases
• No annual fee
• No fee for cash advances or balance transfers
• Travel accident insurance
• Auto Rental Collision Damage Waiver Program

To apply for your Visa Credit Card, complete our online loan application, stop by your neighborhood branch, or call (602) 264-6421 (toll free 1-866-264-6421).

Get in the driver’s seat with our great rates and financing options!

Is it time to trade in your old wheels for something new? We can help put you in the driver’s seat!

Find your next vehicle online with AutoSMART
Research, finance & locate your next new or used vehicle online. Go to AutoSmart to get started!

Save even more with Central Points^TM
You may be eligible to lower your loan rate by up to ½% with Central Points, Arizona Central’s Member Rewards Program. Ask a credit union associate about your Central Points balance when applying for your loan.

Get pre-approved for easy shopping!
1. Apply online.
2. Apply by phone at (602) 264-6421 or toll free 1-866-264-6421.
3. Apply at any Arizona Central branch.

To qualify for Central Points discount, loan must be closed at an Arizona Central branch. Qualify for a ¼% discount with 2,500 Central Points or ½% discount with 5,000 Central Points. Central Points discount cannot be combined with any other offers. Other terms & restrictions apply.

 

Get a You-Name-It Loan™ for all your summer needs

Is it time to take that long needed vacation? Or time for some back-to-school shopping? Whatever your summer needs may be, Arizona Central is here to help!

Get a great rate on a You-Name-It Loan™ today with rates starting as low as 9.99% APR!*

To apply, call (602) 264-6421 (toll free 1-866-264-6421), stop by your neighborhood branch or apply online.

Looking for a great vacation deal? Through our partnership with Get Away Today Vacations, you'll not only get a great deal, but you'll also help support the Children's Miracle Network.

*APR = Annual Percentage Rate, effective as of July 1, 2010, subject to change. APR based on creditworthiness & loan term. Contact us to see if you qualify.

 

Find an ATM near you with our new mobile locator

When you're on the go, find the locations you need. Now you can gain access to surcharge-free ATMs and shared branching locations at your fingertips. Just type in mobile.azcentralcu.org on your web-enabled phone, and input your city and state or zip code! Both surcharge-free ATMs and shared branching locations will pop up on your screen to show you the nearest locations.

 

Save on wireless service with Sprint

As an Arizona Central member, your eligible to save with Sprint!

• 10% off most regularly priced Sprint individual service plans
• 15% off most regularly priced Sprint business service plans
• Waived activation fee on new activations
• National rates with no roaming or long distance charges

For this exclusive discount, visit www.SprintSave4CU.com, call 877.SAVE.4.CU or visit your local Sprint retail location.