
You’re unique. You need a checking account that fits your lifestyle!
When it comes to checking accounts, we don’t believe in a one-size-fits-all. Read more to find out which checking account is the right fit for you!
LifeStyle Checking Accounts
All accounts include the following for FREE:
Visa® Check Card,
eBRANCH Online Banking,
Bill Pay,
eStatements,
account alerts, and
Direct Deposit. Plus, you’ll have access to 35,000+ surcharge-free ATMs through the
Allpoint Network.
TeenStyle – You’re bright & energetic. You need an account to help you develop your own unique style. For members 13-17 years old; requires parent or guardian as joint owner.
- Unlimited access to ACCU ATMs; 10 FREE non-ACCU ATM transactions per month, $1 each thereafter1
- FREE unlimited check writing
- FREE welcome pack of checks
- FREE overdraft transfers from Member Share Account
- No monthly service fee
- Central Points Member Rewards: Earn 1 point per signature-based Check Card purchase & 1 point per bill paid through online Bill Pay
FreeStyle – You know a good value when you see one. All the essentials & no monthly service fee.
- Unlimited access to ACCU ATMs; 10 FREE non-ACCU ATM transactions per month, $1 each thereafter1
- FREE unlimited check writing
- FREE welcome pack of checks
- No monthly service fee
- Overdraft transfers from Member Share Account, $1 each
- Central Points Member Rewards: Earn 2 points per signature-based Check Card purchase & 2 points per bill paid through online Bill Pay
MyStyle – Life’s busy & you’re always in step with the latest trends. You need an account that keeps pace with your busy lifestyle.
- Unlimited access to ACCU ATMs; 10 FREE non-ACCU ATM transactions per month, $1 each thereafter1
- No charge for 5 first checks per month, $1 each thereafter
- FREE welcome pack of checks
- FREE overdraft transfers from Member Share Account
- Dividends paid on entire balance
- Monthly service fee waived when enrolled in eStatements & Direct Deposit of $250 or more per month, otherwise only $5
- Central Points Member Rewards: Earn 10 points per signature-based Check Card purchase & 10 points per bill paid through online Bill Pay
HighStyle – You expect a little more out of life, like free extras & the opportunity to earn higher yields.
- Unlimited access to ACCU ATMs; 10 FREE non-ACCU ATM transactions per month, $1 each thereafter1
- FREE unlimited check writing
- FREE ACCU Custom Checks (1box/order) or $15 credit toward another order
- FREE Traveler’s Checks & Cashier’s Checks
- Select discounts on First Mortgage closing costs
- FREE annual MEMBERS Financial Services review
- Dividends paid on entire balance
- Monthly service fee waived with a minimum balance of $5,000, otherwise $10 per month
- Central Points Member Rewards: Earn 5 points per signature-based Check Card purchase, 5 points per bill paid through online Bill Pay & 100 points per month enrolled in eStatements
Stop by your nearest branch location to open your LifeStyle Checking Account today!
1Member is responsible for any surcharges assessed by the ATMs owner

Whether you prefer to self-prepare online or work with a tax professional, we have a solution for you!
TurboTax makes it easy to get more money in your pocket at tax time:
- Special guidance for first time users. TurboTax walks you step-by-step through your entire tax return with guidance designed specially for people new to tax software.
- All the help you need. If you have questions, TurboTax makes it easy to get all the answers.
- Maximum refund guaranteed or your money back. TurboTax is the most trusted brand of tax software in America and can help you make this your easiest tax year yet.
- File for FREE. You can file your simple return FREE with TurboTax Federal Free Edition.
New for 2010! – Getting your guaranteed biggest refund with TurboTax is now easier than ever because it’s right inside eBRANCH! Just login and click on the “My TurboTax” tab to get started.
Not an eBRANCH user? Learn more and sign up today for the easiest, most convenient way to file your taxes. Or use our external link to access the TurboTax website.
Save $30 and let a local Jackson Hewitt tax professional handle your taxes
Preparing your own taxes can be a complicated and confusing process. At Jackson Hewitt Tax Service, you’ll find trained tax preparers who understand your income tax situation. The preparers will address your concerns and answer all of your tax questions with professional, friendly service.
Print your $30 discount coupon now, and then call 1-800-234-1040 to locate a Jackson Hewitt office near you.
Arizona Central Credit Union Routing & Transit Number (for Direct Deposit of your tax refund): 322172441

Whether you’re looking to purchase a new home, refinance an existing mortgage or take advantage of the equity you’ve built in your home, Arizona Central has the home loan solutions to meet your needs at every stage of life.
Benefits of an Arizona Central First Mortgage
We offer a variety of mortgage options to fit almost any situation. Your loan officer will guide you along the way to find the program that best suits your financial needs.
- Competitive interest rates & fees
- Simple application process
- No prepayment penalties
- Free credit analysis
- Variety of programs – conventional 30- and 15-year fixed-rate mortgages, FHA, VA, first-time buyers, vacation homes, investment properties, and refinances
First-time homebuyers tax credit extended, plus $6,500 for repeat home buyers!
If you're planning on cashing in on the $8,000 federal tax credit for first-time homebuyers, there is no time to delay! To qualify, you must sign a purchase contract by April 30, 2010, and close escrow by June 30, 2010.
Plus, for qualified move-up/repeat home buyers (existing home owners), you may be eligible for a tax credit of up to $6,500 by purchasing a principal residence after November 6, 2009, and on or before April 30, 2010.
For more information about these programs, consult your tax adviser or visit the IRS website.
Benefits of an Arizona Central Home Equity Loan
Your best source of credit may be closer than you realize. The equity you’ve built in your home can help you fund home improvements, major purchases, education expenses, and even debt consolidation.
Let Arizona Central help you realize your dreams with a First Mortgage or Home Equity Loan. Stop by your nearest branch location or call (602) 264-6421 (toll free 1-866-264-6421) to learn more or to apply today.

As a member/owner of Arizona Central, you’re invited to attend our annual meeting to hear an update on the growth of the credit union and our future direction in serving you. You can also participate in voting to elect the Board of Directors.
The meeting is scheduled for Wednesday, March 24, 2010, at 2020 N. Central Ave. in Phoenix. Tickets are available on a first come, first served basis until March 19, 2010. Call (602) 523-8274 or toll free at 1-866-264-6421, ext. 8274 to register.

Arizona Central is making it easy for you to access your year-end tax documents. All you need to do is
login to eBRANCH. Once in your account, click “eDocs” to gain access to your 1099. Tax documents will be posted by Jan. 31, 2010.

If you are a 2010 graduating high school senior, you’ll want to apply for Arizona Central’s CU Succeed Scholarship. Two recipients will receive the scholarship, valued at up to $8,000 each.
How can I learn more?
Stop by your
nearest branch to pick up an application or
download a copy now. Hurry, applications must be postmarked no later than May 15, 2010, so apply today!
Not yet a member? Join Arizona Central and enroll in the CU Succeed Teen Club today!

A Message from the MEMBERS Financial Services Program
With the excitement of yester-year and changes beyond our control, many of us have been thrown off the track to reach our retirement goals.
Where are you today?
The most important thing to do is to evaluate your financial situation and address some key questions:
- What are my basic living expenses?
- What are my benefits from Social Security and pension plans?
- How do I make up for any shortfalls?
- What tax-favored options do I have?
- Are market investments still suitable for me?
- Do I have conservative investments in my portfolio?
How we can help
Whether your retirement is far or near, now is the time to get answers. Let us help you put your retirement plan back on track, call us today at (602) 523-8407 or toll free 1-866-264-6421, ext. 8487.
Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (866) 512-6109. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. FR110924-28E4

The devastating earthquakes and after shocks in Haiti & Chile have affected thousands of people and have prompted many of us to want to help out. Good Samaritans have created hundreds of different ways for people around the globe to lend aid to these quake-battered regions. Unfortunately, scammers have also used the quakes as an opportunity to steal money from people that want to donate to the aid efforts. This means that if you’re looking to donate to the Haiti & Chile relief efforts, you need to be cautious.
If you’re looking for a safe place to donate, look to the Red Cross or Unicef
As a courtesy to our members, we are providing these links to their websites so you can feel confident your donation is going to a reputable organization.
