Arizona Central's Visa Gold Credit Card is designed with value and convenience in mind. When you carry our Visa Gold Credit Card, you'll automatically have access to exclusive benefits designed to enhance your lifestyle.
- Low 10.90% Annual Percentage Rate
- 25-day interest-free grace period for purchases
- No annual fee
- No fee for cash advances or balance transfers
- Travel accident insurance up to $400,000
- Exclusive Visa Gold Benefits:
- Warranty Services, which include warranty registration and extended warranty protection
- Travel and emergency assistance
- Auto Rental Collision Damage Wavier Program
You'll appreciate the value and benefits of an Arizona Central Visa Classic Credit Card.
- As low as 13.90% Annual Percentage Rate
- 25-day interest-free grace period for purchases
- No annual fee
- No fee for cash advances or balance transfers
- Travel accident insurance up to $250,000
- Auto Rental Collision Damage Waiver Program
Arizona Central's Student Visa Credit Card is ideal for young adults currently attending college. Our Student Visa Credit Card is a great way to start establishing credit.
- As low as 14.90% Annual Percentage Rate
- 25-day interest-free grace period for purchases
- No annual fee
- No fee for cash advances or balance transfers
- Travel accident insurance up to $250,000
- Auto Rental Collision Damage Waiver Program
For those special situations when members are looking to build or rebuild their credit, Arizona Central offers the Visa Secured Credit Card.
- Low 13.90% Annual Percentage Rate
- 25-day interest-free grace period for purchases
- No annual fee
- No fee for cash advances or balance transfers
- Travel accident insurance up to $250,000
- Auto Rental Collision Damage Waiver Program
You may be able to save money by using your Arizona Central
Visa Credit Card to pay off your higher interest credit cards, like those issued from department stores and traditional banks. With an Arizona Central
balance transfer, you'll enjoy one low monthly payment, added savings, and peace of mind! Plus, there are no fees for processing your balance transfer!
| Current Rates: Annual Percentage Rate for Purchases, Cash Advances and Balance Transfers As Low As... |
Gold: 10.90%
Classic: 13.90%
Secured: 13.90%
Student: 14.90%
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| Annual Fee |
None |
| Grace Period for Purchases |
25 Days on average |
| Late Payment Fee |
Late payment fee is the lesser of 5% of your payment or $10 or more days past due. |
| Cash Advance fee and Over-the-limit Fees |
None |
| Method for Computing the Balance for Purchases |
Average Daily Balance (including current transactions) |
|
* The information in this disclosure was accurate as of 12/01/08, and after that date is subject to change. Rates are based on creditworthiness and underwriting policies. For current information, call Arizona Central Credit Union at (602) 264-6421 or toll free 1-866-264-6421; write to ACCU, P.O. Box 11650, Phoenix, AZ 85061-1650; or visit our website at www.azcentralcu.org.
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Safeguard your loan with Member’s Choice Borrower Security, a debt cancellation protection agreement that, depending on the package selected, can cancel the principal and interest (or interest only) portion of your loan payment, up to the agreement maximum, if you become involuntarily unemployed, sick, injured, or in the event of loss of life.
With Member’s Choice Borrower Security, fees are based on a group rate and you only buy enough protection to cover your loan balance.
Other benefits include:
- Helps protect your credit rating and collateral
- Simple eligibility requirements
- Fast and easy enrollment
- Immediate enrollment for eligible borrowers
- Convenient—fee is included in your loan payment
Sign up for Member's Choice Borrower Security when signing for your loan.
