Arizona Central Credit Union - Visa Credit Cards

Visa® Credit Cards

Visa Gold Credit Card
Visa Classic Credit Card
Visa Secured Credit Card
Balance Transfers
Visa Disclosure
Member's Choice^TM Borrower Security

Arizona Central's Visa Gold Credit Card is designed with value and convenience in mind. When you carry our Visa Gold Credit Card, you'll automatically have access to exclusive benefits designed to enhance your lifestyle.

Low 9.90% Annual Percentage Rate
25-day interest-free grace period for purchases
No annual fee
No fee for cash advances
Travel accident insurance up to $400,000
Exclusive Visa Gold Benefits:
- Warranty Services, which include warranty registration and extended warranty protection
- Travel and emergency assistance
- Auto Rental Collision Damage Wavier Program

Visa Classic Credit Card

You'll appreciate the value and benefits of an Arizona Central Visa Classic Credit Card.

As low as 12.90% Annual Percentage Rate
25-day interest-free grace period for purchases
No annual fee
No fee for cash advances
Travel accident insurance up to $250,000
Auto Rental Collision Damage Waiver Program

Visa Secured Credit Card

For those special situations when members are looking to build or rebuild their credit, Arizona Central offers the Visa Secured Credit Card.

Low 12.90% Annual Percentage Rate
25-day interest-free grace period for purchases
No annual fee
No fee for cash advances at ATMs
Travel accident insurance up to $250,000
Auto Rental Collision Damage Waiver Program

Balance Transfers

You may be able to save money by using your Arizona Central Visa Credit Card to pay off your higher interest credit cards, like those issued from department stores and traditional banks. With an Arizona Central balance transfer, you'll enjoy one low monthly payment, added savings, and peace of mind!

Consumer Visa Credit Card Disclosure*
Annual Percentage Rate for Purchases, Cash Advances and Balance Transfers As Low As...	Gold: 9.90% Classic 12.90% Secured 12.90%
Annual Fee	None
Grace Period for Purchases	25 Days on average
Late Payment Fee	Late payment fee is the lesser of 5% of your payment or $10 or more days past due.
Cash Advance fee and Over-the-limit Fees	None
Method for Computing the Balance for Purchases	Average Daily Balance (including current transactions)
* The information in this disclosure was accurate as of 04/08, and after that date is subject to change. Rates are based on creditworthiness and underwriting policies. For current information, call Arizona Central Credit Union at (602) 264-6421 or toll free 1-866-264-6421; write to ACCU, P.O. Box 11650, Phoenix, AZ 85061-1650; or visit our website at www.azcentralcu.org.

Member's Choice Borrower Security^TM

Safeguard your loan with Member’s Choice Borrower Security, a debt cancellation protection agreement that, depending on the package selected, can cancel the principal and interest (or interest only) portion of your loan payment, up to the agreement maximum, if you become involuntarily unemployed, sick, injured, or in the event of loss of life.

With Member’s Choice Borrower Security, fees are based on a group rate and you only buy enough protection to cover your loan balance. Other benefits include:

Helps protect your credit rating and collateral
Simple eligibility requirements
Fast and easy enrollment
Immediate enrollment for eligible borrowers
Convenient—fee is included in your loan payment