If you like the convenience of having funds ready when you need them, open a Line of Credit. Use your Line of Credit as an emergency reserve for unexpected expenses or to fund on-going projects, like home remodeling.
- Convenient open-ended revolving line of credit
- Competitive interest rates available
- Advances available at any branch, online, or by phone
Whether you're planning a vacation, needing to pay for car repairs, or wanting to purchase a new refrigerator, consider a Signature Loan from Arizona Central.
- One-time loan based on your good credit
- Unsecured loan available to qualified borrowers
- Competitive interest rates and terms
Secured loans are ideal for members looking to establish or rebuild their credit history. With a Share-Secured Loan, you use your savings as collateral.
- Share-Secured: Regular share rate plus 4% (split rate depending on share balance)
Safeguard your loan with Member’s Choice Borrower Security, a debt cancellation protection agreement that, depending on the package selected, can cancel the principal and interest (or interest only) portion of your loan payment, up to the agreement maximum, if you become involuntarily unemployed, sick, injured, or in the event of loss of life.
With Member’s Choice Borrower Security, fees are based on a group rate and you only buy enough protection to cover your loan balance.
Other benefits include:
- Helps protect your credit rating and collateral
- Simple eligibility requirements
- Fast and easy enrollment
- Immediate enrollment for eligible borrowers
- Convenient—fee is included in your loan payment
Sign up for Member's Choice Borrower Security when signing for your loan.
