• First Mortgage Loans Overview
  
• First Mortgage Options
  

Arizona Central wants to help you finance your dream home. With our First Mortgage Loans, you’ll receive all the personalized attention and service you’ve come to expect as a credit union member.

• Competitive interest rates and fees
• Simple application process
• No prepayment penalties
  

Get a head start on home buying with a First Mortgage Loan pre-approval

• Pre-approval saves you time and effort since you’ll know ahead of time how much you qualify for.
• Pre-approval can help you get the home you want by demonstrating you can afford the home, putting your offer in a more favorable light.
• Pre-approval is a true loan approval, not a pre-qualification, and is only subject to the conditions in the approval letter and your selected property and appraisal being acceptable.
  
  
  
  

  

We offer a variety of loan products to fit almost any situation. Here is a brief list of the most common types. Your loan officer will be able to recommend the program that best suits your situation.

Conventional 30 or 15 year mortgage
These are two of the most popular home mortgages. Payments are spread over 30 or 15 years with a fixed monthly payment.

FHA loans or VA loans
These loans are insured by the Federal Housing Administration or the Department of Veteran Affairs and may make it more affordable to purchase a home.

Other Programs Offered

• First-time home buyers
• Refinances from other lenders
• Second homes and investment property