Whether you're looking for long- or short-term savings options, Arizona Central Credit Union has a variety of products For every stage of life^TM.

• Money Manager Account
  
• Certificates
  
• Individual Retirement Accounts
  
• Safety & Security: Your Funds Are Federally Insured
  

If you're looking for higher returns on your savings deposits but want to have easy access to those funds, consider a Money Manager Account.

• Pays competitive monthly dividends (balance must remain at $1,000 or more to earn dividends)
• Tiered rates, which offer higher dividend rates for larger balances
• No monthly service fees to maintain account
• Minimum initial deposit of $1,000 required to open account
• Three withdrawals per month at no charge

Are you saving for a down payment for a new car or home? Maybe you're looking for a stable, yet competitive account for your retirement funds? No matter what stage of life you're in, a Savings Certificate from Arizona Central may be just what you need.

• Terms of 6-, 12-, 24-, and 36-months available
• Minimum initial deposit of $1,000 to open account
• Tiered rates, which offer higher dividend rates for larger balances
• Competitive dividend rates paid quarterly
• Special 6-month CU Succeed Certificate with $500 minimum deposit for CU Succeed and Clown Club members

An IRA is a special savings plan that helps you accumulate retirement or education funds. IRAs save you money because in many cases the earnings are tax-deferred, tax-deductible, or tax-exempt. Consult your tax adviser regarding your specific situation.

Arizona Central offers three IRA options: Roth, Traditional, and Coverdell Education Savings Account. Review our online brochure rack to learn more (requires Adobe Acrobat Reader®).





You can rest easy knowing your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government through the National Credit Union Administration (NCUA). In addition, certain Individual Retirement Accounts are separately insured up to $250,000 by the NCUA.

As further protection of member funds, an additional bond covers such risks as fraud, theft, robbery, embezzlement, and forgery.