If you've found checking account options at other financial institutions confusing and loaded with fees, take a look at Arizona Central's No-Fee Checking Account. Why? Because we make it simple:
- No monthly service fees
- No per check charges
- Balances of $1,500 or more earn dividends
- Easy account access with the Visa® Check Card
- 32,000 surcharge-free ATMs through the Allpoint Network
- Overdraft protection available
- FREE eBRANCH online banking
- FREE Bill Pay & Presentment
- FREE 24-hour TouchTone Teller (MOM)
- FREE Welcome Pack of wallet duplicate checks when opening your new account
If you're paying a monthly service fee for a checking account at another financial institution, you could save from $50 to $100 or more each year with an Arizona Central No-Fee Checking Account.
Arizona Central's Visa Check Card is the perfect companion to our No-Fee Checking Account. It's like having three convenient cards in one!
- Use your Visa Check Card as an ATM card to get cash anytime, day or night. Use your card at ATMs displaying any of the following logos:
- Forget the hassle of writing a check. Use your check card everywhere Visa debit cards are accepted. Purchases are automatically deducted from your checking account balance.
- Save a trip to the ATM by using your Visa Check Card to get cash back during point-of-sale transactions at participating merchants.
If you’re looking for flexibility, convenience, and great service, then you’ve made the right choice by
switching your checking account to Arizona Central Credit Union!
Forget the hassle of changing your accounts. It is easier than ever when you follow this simple checklist:
- Open your new account with Arizona Central.
- Switch over your direct deposit and automatic withdrawals to Arizona Central.
- Close your old account.
- Sign up for FREE online services like eBRANCH, Bill Pay, and eStatements for added convenience.
Our Online Switch Kit will step you through the entire process.
If you have any questions or need any assistance, please call (602) 264-6421 or
toll free 1-866-264-6421 and we will be happy to assist you.
We all make mistakes sometimes. Arizona Central offers three options to prevent your items from being returned unpaid and saving you the inconvenience, embarrassment, and additional expenses of returned items.
Overdraft from Savings
Use your savings account as your first line of defense against returned items. If there are insufficient funds in your checking account, we’ll automatically transfer the money from savings, up to the available balance. Contact us to set up this option on your account.
Overdraft Protection Line of Credit
Another option for protecting yourself is an Overdraft Line of Credit.
- Automatically transfers funds needed to clear an item
- Protects you from returned check charges and non-sufficient funds fees
- Competitive interest rates make paying back advances affordable
- No fees to advance funds – just pay back the money you’ve borrowed and any applicable finance charges
Overdraft Privilege
As an added measure, Arizona Central may elect to pay your overdraft items rather than returning them unpaid. Overdraft Privilege saves you the embarrassment of having your items returned unpaid, and although you’ll be charged a fee for each returned item, you’ll save the expense of having to pay the merchant fees. Contact us for eligibility and fees associated with this program.
