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LifeStyle Checking Accounts
When it comes to checking accounts, we don't believe in one-size-fits-all. You're unique. You need a checking account that fits your lifestyle.
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You're bright and energetic. You need an account to help you develop your own unique style. For members 13-17 years old.
- FREE Visa Check Card
- FREE eBRANCH Online Banking
- FREE Bill Pay
- FREE eStatements
- FREE Account Alerts
- FREE Direct Deposit
- FREE CU Succeed Membership
- 35,000+ surcharge-free ATMs though the Allpoint Network
- Unlimited access to ACCU ATMs; 10 FREE non-ACCU ATM transactions per month, $1 each thereafter
- FREE unlimited check writing
- FREE welcome pack of checks
- FREE overdraft transfers from Member Share Account
- No monthly service fee
- Central Points Member Rewards: Earn 1 point per signature-based Check Card purchase and 1 point per bill paid through online Bill Pay
- FREE Visa Check Card
- FREE eBRANCH Online Banking
- FREE Bill Pay
- FREE eStatements
- FREE Account Alerts
- FREE Direct Deposit
- 35,000+ surcharge-free ATMs though the Allpoint Network
- Unlimited access to ACCU ATMs; 10 FREE non-ACCU ATM transactions per month, $1 each thereafter
- FREE unlimited check writing
- FREE welcome pack of checks
- Overdraft transfers from Member Share Account, $1 each
- No monthly service fee
- Central Points Rewards: Earn 2 points per signature-based Check Card purchase and 2 points per bill paid through online Bill Pay
- FREE Visa Check Card
- FREE eBRANCH Online Banking
- FREE Bill Pay
- FREE eStatements
- FREE Account Alerts
- FREE Direct Deposit
- 35,000+ surcharge-free ATMs though the Allpoint Network
- Unlimited access to ACCU ATMs; 10 FREE non-ACCU ATM transactions per month, $1 each thereafter
- No charge for first 5 checks per month, $1 per item thereafter
- FREE welcome pack of checks
- FREE overdraft transfers from Member Share Account
- Dividends paid on entire balance
- Monthly service fee waived when enrolled in eStatements and Direct Deposit of $250 or more per month, otherwise $5 per month
- Central Points Rewards: Earn 10 points per signature-based Check Card purchase and 10 points per bill paid through online Bill Pay
- FREE Visa Check Card
- FREE eBRANCH Online Banking
- FREE Bill Pay
- FREE eStatements
- FREE Account Alerts
- FREE Direct Deposit
- 35,000+ surcharge-free ATMs though the Allpoint Network
- Unlimited access to ACCU ATMs; 10 FREE non-ACCU ATM transactions per month, $1 each thereafter
- FREE unlimited check writing
- FREE ACCU Custom Checks (1 box/order) or $15 credit toward another order
- FREE Traveler's Checks and Cashier's Checks
- Select discounts on First Mortgage closing costs
- FREE annual MEMBERS Financial Services review
- FREE overdraft transfers from Member Share Account
- Dividends paid on entire balance
- Monthly service fee waived with minimum balance of $5,000 otherwise $10 per month
- Central Points Rewards: Earn 5 points per signature-based Check Card purchase; 5 points per bill paid through online Bill Pay; 100 points per month enrolled in eStatements
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Arizona Central's Visa Check Card is the perfect companion to our LifeStyle Checking Accounts. It's like having three convenient cards in one!
- Use your Visa Check Card as an ATM card to get cash anytime, day or night. Use your card at ATMs displaying any of the following logos:
- Forget the hassle of writing a check. Use your check card everywhere Visa debit cards are accepted. Purchases are automatically deducted from your checking account balance. For maximum protection, choose "credit" when making your check card purchases.
- Save a trip to the ATM by using your Visa Check Card to get cash back during point-of-sale transactions at participating merchants.
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If you’re looking for flexibility, convenience, and great service, then you’ve made the right choice by switching your checking account to Arizona Central Credit Union!
Forget the hassle of changing your accounts. It is easier than ever when you follow this simple checklist:
- Open your new account with Arizona Central.
- Switch over your direct deposit and automatic withdrawals to Arizona Central.
- Close your old account.
- Sign up for FREE online services like eBRANCH, Bill Pay, and eStatements for added convenience.
Our Online Switch Kit will step you through the entire process. If you have any questions or need any assistance, please call (602) 264-6421 or toll free 1-866-264-6421 and we will be happy to assist you.
We all make mistakes sometimes. Arizona Central offers three options to prevent your items from being returned unpaid and saving you the inconvenience, embarrassment, and additional expenses of returned items.
Overdraft from Savings
Use your savings account as your first line of defense against returned items. If there are insufficient funds in your checking account, we’ll automatically transfer the money from savings, up to the available balance. Contact us to set up this option on your account.
Overdraft Protection Line of Credit
Another option for protecting yourself is an Overdraft Line of Credit.
- Automatically transfers funds needed to clear an item
- Protects you from returned check charges and non-sufficient funds fees
- Competitive interest rates make paying back advances affordable
- No fees to advance funds – just pay back the money you’ve borrowed and any applicable finance charges
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Overdraft Privilege
As an added measure, Arizona Central may elect to pay your overdraft items rather than returning them unpaid. Overdraft Privilege saves you the embarrassment of having your items returned unpaid, and although you’ll be charged a fee for each returned item, you’ll save the expense of having to pay the merchant fees. Contact us for eligibility and fees associated with this program.