Whether you're looking for long- or short-term savings options, Arizona Central Credit Union has a variety of products For every stage of lifeTM.
The Share Account is the base account you must open to become a member of Arizona Central Credit Union. This account represents your ownership of the credit union.
- $25 minimum balance required at all times
- Pays competitive monthly dividends
- Entitles you to take advantage of the many other services offered by Arizona Central
In addition, Arizona Central offers the Clown Club Share Account for members 12 years old and younger and the CU Succeed Share Account for members 13-17 years old.
New members are required to pay a one-time $5 membership fee when opening their Share Account. (Membership fee waived for members 17 and younger.)
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorist and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Arizona Central's You-Name-It Savings AccountTM can help you save for a special vacation, holiday expenses, or whatever savings goal you have in mind.
- Open multiple savings accounts under one membership number so you can set aside funds for each of your savings goals. For example, open one for holiday expenses, one for the Hawaiian vacation you’ve been planning, and another one for that new car.
- Tell us what you want to name the account. Each month your statement will reflect the name you choose so you can keep track of your funds and your savings goals!
- Open each account with as little as $1.
- Pays competitive monthly dividends
- No monthly service fees to maintain account
- Make saving easier with payroll deduction or automatic transfers (contact the credit union to initiate automatic transfers)
If you want to start saving for retirement but don't have a lot of money to get started, open an IRA Share Account.
- Pays competitive monthly dividends
- Open with a minimum deposit of only $1.00
- Make saving easier with automatic transfers (contact the credit union to initiate automatic transfers)
- IRA accounts offer special tax-saving incentives (consult your tax adviser to see if you may qualify)
You can rest easy knowing your savings are federally insured to at least $100,000 and backed by the full faith and credit of the United States Government through the National Credit Union Administration (NCUA). In addition, certain Individual Retirement Accounts are separately insured up to $250,000 by the NCUA.
As further protection of member funds, an additional bond covers such risks as fraud, theft, robbery, embezzlement, and forgery.
