Arizona Central Credit Union

Mortgage & Home Equity Loan Rates


Rates are based on 75% Combined Loan To Value (CLTV). Your rate may be higher depending upon your credit history and CLTV. Account set-up fees include $50 documentation and $14 flood determination. Additional fees, ranging from $150 - $800 may be required for title search and appraisal. HELOC Only: Rate based on Prime as published in The Wall Street Journal. Rate is variable and may change monthly. Maximum APR is 18% or the maximum permitted by law, whichever is less. The minimum credit advance is $5,000 for the first advance and $500 for each subsequent advance.

Rates effective as of February 9, 2016, subject to change without notice.


Since 1939 we've been providing Arizona families with friendly, hometown service and convenient, affordable financial solutions. As a member-owned credit union we provide personalized checking, savings, mortgages, and business and personal loans to communities across Arizona, including Phoenix, Tucson, Tempe, Chandler, Glendale, Show Low, and Flagstaff. Arizona Central Credit Union is here to help you achieve financial success for every stage of life.
From Arizona: (602) 264-6421 1-866-264-6421 ABA Routing Number: 322172441

We do business in accordance with the Equal Credit Opportunity Act.

Local First Arizona NCUA Equal Housing Lender