Arizona Central Credit Union
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Certificate & IRA Rates


1 IRA Certificates available for 12, 24, 36, 48 & 60 month terms.

2 The Annual Percentage Yield (APY) assumes that dividends will remain on deposit; withdrawals and fees will reduce earnings. The Dividend Rate and Annual Percentage Yield are variable and may change every dividend period as determined by the credit union's Board of Directors. Certificate rates are in effect for the term of the certificate. Dividends are calculated by the daily balance method, which applies a daily periodic rate to the principal in your account each day. Dividends will begin to accrue on the business day of your deposit. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of the dividend period. Dividends are paid and compounded quarterly. Tiered Accounts: Dividends are paid on the entire balance in the account at the rate that corresponds to that tier. Refer to the Truth-In-Savings Disclosure for other important information.

3 Central Points Bonus is based on the number of points redeemed. Redeem 2,500 Central Points to receive 0.25% bonus rate per $50,000 invested. Redeem 5,000 Central Points to receive 0.50% bonus rate per $50,000 invested. Maximum certificate term 36 months. Maximum certificate bonus 0.50%.

4 Must be a CU Succeed or Clown Club member to qualify (ages 17 or younger)

Rates effective as of April 25, 2014, subject to change without notice.

Since 1939 we've been providing Arizona families with friendly, hometown service and convenient, affordable financial solutions. As a member-owned credit union we provide personalized checking, savings, mortgages, and business and personal loans to communities across Arizona, including Phoenix, Tucson, Tempe, Chandler, Glendale, Show Low, and Flagstaff. Arizona Central Credit Union is here to help you achieve financial success for every stage of life.
From Arizona: (602) 264-6421 1-866-264-6421 ABA Routing Number: 322172441

We do business in accordance with the Equal Credit Opportunity Act.

Local First Arizona NCUA Equal Housing Lender