Auto Loan Rates

Limited time offer!  

Members are being offered reduced loan rates8 and no payment for up to 90 days!9

1Minimum loan amount $20,000
2Minimum loan amount $25,000
3Minimum loan amount $20,000
4Minimum loan amount $25,000, and up to 5 model years old
5Includes motorcycles, ATVs, and Side by Sides
6Includes dirt bikes, scooters, snowmobiles, and jet skis
7Includes motor homes, travel trailers, camping trailers, and horse trailers

8From July 1, 2016 through September 30, 2016, Arizona Central is offering existing members only, an opportunity to qualify for a loan rate discount on their new or used auto or motorcycle loan, subject to credit approval.  Certain age restrictions on vehicles apply and not all vehicles are eligible for the interest rate reduction.  Additional interest rate reductions may be applied with qualifying Central PointsTM rewards. Rates shown on this page may be slightly higher for non-members.  

990 days to first payment only valid on autos and motorcycle loans not already financed with ACCU. First payment may be deferred for up to 90 days. Your loan will accrue interest during that time. Some restrictions apply. For a limited time - may be changed at any time. Offer excludes other loan products not limited to other motor sport vehicles, trailers, boats, recreational vehicles, personal loans/lines, credit cards and real estate.

10Minimum loan amount $15,000

*1.99% Financing. APR = Annual Percentage Rate. Quoted rate is the lowest available rate, reflects all possible discounts, and is accurate as of 8/1/2016. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change without notice. Estimated monthly payment example = $28.64 per $1,000 (payment example is based on 1.99% APR and a term of 36 months). Offer excludes all loans already financed at Arizona Central Credit Union.

A sample New Auto Loan for $20,000 at 2.74% APR for 60 months would require 60 monthly payments of $357.06

Rates effective as of Thursday, October 27, 2016, subject to change without notice.