You-Name-It Personal Loan

Worried you overspent during the holiday season? Card balances making you stress? Don't worry – we may be able to help! Consolidate your high interest cards with an Arizona Central low rate personal loan.  

Our personal loan rates are as low as 5.99%

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There's no reason to hold onto high interest credit card debt from the holidays when you can pay it off with a low interest personal loan! The average, national interest rate on a credit card is 16.28%!3 With our personal loan rates at a historic low rate of 5.99%1, it could mean that for every $1,000 you spend and pay off, that you could be saving over $1002 just by using a personal loan from us instead!  Why pay an outrageous interest rate when you can save potentially hundreds of dollars by paying off the balance with one of our personal loans?2

It's quick and easy to apply and there has never been a better time! 

Remember – these rates won’t last and this is a limited time offer to celebrate the holiday season!

PLUS, you will also be entered into a drawing for $500 cash!4 


Apply Now

What is your unique, immediate, financial need? You name it! But our You-Name-It Loan may be the perfect solution for you.

  • Borrow from $500-$15,000
  • Repayment terms up to 36 months
  • No application or processing fees
  • Competitive interest rates

You can also use our convenient financial calculators to quickly assess what you can afford.

Learn More

Contact Arizona Central Credit Union by calling (602) 264-6421 or toll free at (866) 264-6421 to learn more about our personal loan products, designed to meet your financial needs!

Rate discounts may be available through Central Points, our exclusive member rewards program.

View Rates

1From January 1, 2017 through January 31, 2017, Arizona Central is offering reduced rates (as low as 5.99% for a 12-month term) on You-Name-It personal loans, subject to credit approval.  Additional interest rate reductions by applying Central Points™ rewards may not be used in conjunction with this offer.  5.99% Financing. APR = Annual Percentage Rate. Quoted rate is the lowest available rate, reflects all possible discounts, and is accurate as of 01/01/2017. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change without notice. Estimated monthly payment example = $86.06 per $1,000 (payment example is based on 5.99% APR and a term of 12 months). Offer excludes all loans already financed at Arizona Central Credit Union.

2Savings of over $100 is based on a 12-month interest rate calculation of $1,000 and 16.28% ($162.80) compared with a 12-month interest calculation of 5.99% ($59.90) for an annual savings of $102.90.

316.28% APR credit card rate is the average credit card rate nationally as stated on the following website,

4Some restrictions apply.  No purchase necessary.  Must fund a personal loan on or before January 31, 2017 to be entered into drawing for $500 cash prize.  Random drawing will take place on or about February 7, 2017. See Official Rules for more details.