FHA Home Loans

Our experienced mortgage loan representatives can help you determine if a government-backed, FHA mortgage can help make your dream of home ownership a reality.

With an FHA home loan, the minimum down payment is a low 3.5% of the purchase price, making this an affordable option for those wanting to purchase or refinance a home with little cash down.

  • For a limited time we will offer a FREE home appraisal1
  • Down payments as low as 3.5%
  • Gift funds and down payment assistance programs allowed
  • Low closing costs and fees
  • Past bankruptcies and foreclosures considered

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You can also use our convenient financial calculators to quickly assess how much home you can afford.

Learn More

Contact Arizona Central Credit Union by calling (602) 264-6421 ext. 8189 or toll free at (866) 264-6421 ext. 8189 to learn more about our mortgage products, designed to meet your financial needs!

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1Apply by December 31, 2017, and fund with Arizona Central Credit Union by February 29, 2018 to qualify for a free appraisal up to $475.00. Appraisal fee may be higher depending on property types. This offer applies to first mortgage purchase and refinance transactions only. This offer is not applicable for home equity transactions. This offer can be revoked at any time. This offer cannot be combined with any other offers, including but not limited to Central Points™. Appraisal fee will be paid by member at time of appraisal and will be reimbursed at the time of loan funding with Arizona Central Credit Union.