Conventional Mortgages

You're busy, and we get that. Which is why we've made applying for a mortgage loan simple, straightforward, and possible! If you have a good credit score, a steady source of income and at least a 3% down payment, consider our conventional mortgage for your home buying needs.

  • FREE home appraisal1
  • Competitive rates & terms
  • Low closing costs & fees
  • Down payment as low as 3%
  • Down payment may be gifted

You can also use our convenient financial calculators to quickly assess how much home you can afford.

Learn More

Contact Arizona Central Credit Union by calling (602) 264-6421 ext. 8189 or toll free at (866) 264-6421 ext. 8189 to learn more about our mortgage products, designed to meet your financial needs!

Apply Now

View Rates

1Apply by December 31, 2016, and fund with Arizona Central Credit Union within 4 months of the application to qualify for a free appraisal up to $475.00. Appraisal fee may be higher depending on property types. Offer applies to first mortgage purchase and refinance transactions only. This offer is not applicable for home equity transactions. This offer can be revoked at any time. Cannot be combined with any other offers, including but not limited to Central Pointâ„¢ . Appraisal fee will be paid by member at time of appraisal and will be reimbursed at the time of loan funding with Arizona Central Credit Union. ACCU is an Equal Housing Lender. Company NMLS #485260 *APR=Annual Percentage Rate. Rates are subject to change. Rates quoted below require 1 discount point.  Rates are based on creditworthiness so your rate may differ. Other terms and conditions apply. Speak with one of our Mortgage Loan Officers (MLO) for more details.