Home Equity Line of Credit (HELOC)

Have a dream and no way to fund it? If you also own a home or are currently paying a mortgage, a HELOC might be the perfect solution for you! A HELOC gives you the ability to borrow money against the equity you've worked to build in your home. You'll have easy access to your line of credit with personalized checks, online electronic transfers or by phone. And, when you repay withdrawals, your full line of credit is restored for future needs.

PLUS – for a limited time you can receive a FREE home evaluation!1

  • Low, variable interest rate
  • Avoid high monthly payments by paying interest only for the first 10 years
  • No prepayment penalties
  • Open ended line of credit

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You can also use our convenient financial calculators to quickly assess what a home equity loan payment would look like.

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Contact Arizona Central Credit Union by calling (602) 264-6421 ext. 8190 or toll free at (866) 264-6421 ext. 8190 to learn more about our mortgage products, designed to meet your financial needs!

1 Apply for a HELOC (home equity line of credit) with a line under $100,000 by 12/31/2017 and fund on the line with Arizona Central Credit Union by 2/29/2018 to qualify for a free property valuation ($112.00 value). Offer applies to HELOC transactions only with a minimum draw amount at funding of $10,000. This offer is not applicable to first mortgage transactions, HELOC transactions with line amounts of $100,000 or more or home equity fixed loans. This offer can be revoked at any time and cannot be combined with any other offer. Property valuation fee will be paid by member at time of valuation and will be reimbursed at the time of funding.