Arizona Central Credit Union

Member Share Account

As your first account with Arizona Central, the Member Share Account represents your ownership share in the credit union.

  • Open with a minimum deposit of $25 or more
  • Pays competitive monthly dividends
  • Central Points Member Rewards – earn one point for each dollar you earn in dividends then redeem your points for higher rates on deposits, lower rates on loans and reduced fees
  • Rest easy knowing your savings are federally insured to at least $250,000 by the National Credit Union Administration

Please note, the $25 minimum balance must be maintained in this account at all times to remain eligible for credit union services and benefits.

In addition, Arizona Central offers the Monkey Money Account for members 12 years old and younger and the CU Succeed Account for members 13-17 years old.

Important information about procedures for opening a new account

To help the government fight the funding of terrorist and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: when you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

  • Branch
  • Online
  • By Phone

How Do I Get Started?

Open your Member Share Account at any one of our branch locations with a member service representative.

To open a new account, bring cash, check or money order for at least $25 (required minimum deposit). Valid identification for yourself and the joint owner is also required, such as a state-issued driver's license or I.D. card, U.S. passport, U.S. military I.D, Resident Alien Card or Matricula Card. If you're under the age of 13, you'll need a parent or guardian as a joint owner. If you're opening a joint account, both parties must be present.

How Do I Get Started?

Complete our Application for Membership & Services and submit it by mail.

How Do I Get Started?

Call (602) 264-6421 or toll free 1-866-264-6421 to request an application by mail.

Since 1939 we've been providing Arizona families with friendly, hometown service and convenient, affordable financial solutions. As a member-owned credit union we provide personalized checking, savings, mortgages, and business and personal loans to communities across Arizona, including Phoenix, Tucson, Tempe, Chandler, Glendale, Show Low, and Flagstaff. Arizona Central Credit Union is here to help you achieve financial success for every stage of life.
From Arizona: (602) 264-6421 1-866-264-6421 ABA Routing Number: 322172441

We do business in accordance with the Equal Credit Opportunity Act.

Local First Arizona NCUA Equal Housing Lender