Arizona Central Credit Union

Individual Retirement Accounts (IRAs)

An IRA is a special savings plan that helps you accumulate retirement or education funds. IRAs save you money because in many cases the earnings are tax-deferred, tax-deductible or tax-exempt. Consult your tax adviser regarding your specific situation.

  • IRA Share Account available if you are just getting started or are looking for a temporary spot to secure your funds
  • IRA Certificates available for investors with an initial deposit of $1,000 or more
  • Both accounts pay competitive dividends
  • Choose from Traditional IRAs, Roth IRAs, IRA Rollovers or Coverdell Education Savings Accounts
  • Qualify for a rate bonus of up to 0.50% on IRA Certificates by using your Central Points, our exclusive member rewards program
  • Rest easy knowing your savings are federally insured to at least $250,000 by the National Credit Union Administration 
  • Branch
  • Online
  • By Phone

How Do I Get Started?

Open an IRA at any one of our branch locations with a member service representative. You may have the funds transferred from your Member Share Account or bring cash, check or money order for your opening deposit.

How Do I Get Started?

You may contact us by email to request more information or an application.

How Do I Get Started?

Call (602) 264-6421 or toll free 1-866-264-6421 to request more information or an application.

Since 1939 we've been providing Arizona families with friendly, hometown service and convenient, affordable financial solutions. As a member-owned credit union we provide personalized checking, savings, mortgages, and business and personal loans to communities across Arizona, including Phoenix, Tucson, Tempe, Chandler, Glendale, Show Low, and Flagstaff. Arizona Central Credit Union is here to help you achieve financial success for every stage of life.
From Arizona: (602) 264-6421 1-866-264-6421 ABA Routing Number: 322172441

We do business in accordance with the Equal Credit Opportunity Act.

Local First Arizona NCUA Equal Housing Lender