Credit Cards

Tired of paying outrageous credit card fees and exorbitant interest rates? At Arizona Central, we offer you high value, low rate Visa® credit cards designed to not only save you money, but to carry balances responsibly.

Visa® Gold

Got good credit? Looking for a higher credit limit?

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Visa® Classic

Got good credit? But don't want a high credit limit?

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Visa® Secured

No credit yet? Or trying to rebuild your credit rating?

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All our credit cards feature1:

  • No annual fee
  • 25-day interest free grace period for purchases
  • No fee for cash advances or balance transfers
  • No over-credit-limit fees
  • No penalty APRs that shoot up if you're late on your payment
  • Fraud protection with Visa's Zero Liability Policy™

Visa® Classic

With low rates and no fees, the Visa® Classic was designed with you in mind.

  • As low as 13.9% APR
  • $300 minimum credit limit
  • Travel accident insurance
  • Rental Collision Damage Waiver Program

Visa® Gold

Interested in a higher limit and less interest? Have more freedom with the Visa Gold® card!

  • 10.9% APR
  • $3,000 minimum credit limit
  • Purchase security
  • Travel emergency assistance
  • Travel accident insurance
  • Rental Collision Damage Waiver Program

Visa® Secured

Looking to build or rebuild your credit? This low rate, fee-free card is for you!

  • As low as 13.9% APR
  • Maximum credit limit secured by your savings
  • Travel accident insurance

Apply Now

View Rates

To safeguard your credit rating, debt cancellation protection is also available at an additional cost.

1 For Terms & Conditions, click here