Arizona Central Credit Union

Visa® Check Card

Arizona Central's Visa Check Card is the perfect companion to our LifeStyle Checking Accounts. It's like having three convenient cards in one! Best of all, there are no monthly service fees to use your Visa Check Card!

  • Use your Visa Check Card as an ATM card to get cash anytime, day or night. Use your card at ATMs displaying any of the following logos:

    Logos 
  • Forget the hassle of writing a check. Use your check card everywhere Visa debit cards are accepted. Purchases are automatically deducted from your checking account balance. For maximum protection, choose "credit" when making your check card purchases.
  • Save a trip to the ATM by using your Visa Check Card to get cash back during point-of-sale transactions at participating merchants.
  • Branch
  • Online
  • By Phone

How Do I Get Started?

If your checking account is already open, you may complete the Visa Check Card application at any one of our branch locations and submit it to a member service representative.

How Do I Get Started?

You may contact us by email to request an application.

How Do I Get Started?

Call (602) 264-6421 or toll free 1-866-264-6421 to request an application.


Credit or debit? Which is the better option?

Credit or debit? It's a common question you're likely to hear when using your Visa® Check Card. We recommend choosing credit, unless you need cash back, here's why:

  • Visa offers a Zero Liability policy on all signature-based "credit" transactions, protecting you against fraud.
  • "Debit" purchases (PIN-based transactions) may not be covered under the Zero Liability policy. If someone makes an unauthorized purchase with your check card by entering your PIN, you could be liable for $50 - $500.
  • Visa conducts promotions and sweepstakes from its list of signature (non-PIN based) transactions, so you could be a winner when you choose credit.
  • You'll earn more Central Points faster when choosing credit on your check card purchases.

With either debit or credit, the funds will be deducted from your checking account balance. The only time we recommend choosing debit instead of credit is when you need cash back.

Since 1939 we've been providing Arizona families with friendly, hometown service and convenient, affordable financial solutions. As a member-owned credit union we provide personalized checking, savings, mortgages, and business and personal loans to communities across Arizona, including Phoenix, Tucson, Tempe, Chandler, Glendale, Show Low, and Flagstaff. Arizona Central Credit Union is here to help you achieve financial success for every stage of life.
From Arizona: (602) 264-6421 1-866-264-6421 ABA Routing Number: 322172441

We do business in accordance with the Equal Credit Opportunity Act.

Local First Arizona NCUA Equal Housing Lender