Arizona Central Credit Union
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Text Message (SMS) Banking

Get easy access to account balances and transactions right on your mobile phone. It's the fastest way to get your balances — anytime, anywhere. Best of all, it’s FREE!1
Step 1 — Login and activate
  • Go to our home page to login to eBRANCH online banking.
  • Find and click on the "Mobile Banking & Alerts" menu link. 
  • Find and click the "Activate" button.
Step 2 — Set up your phone (make sure you have it with you)
  • Enter your cell phone number.
  • A text message with a unique activation code will be sent to your phone. Enter this activation code in the pop-up window inside eBRANCH.
  • Once verified, select your preferences and you’re done. If you like, you can activate additional phone numbers by repeating these steps.
Step 3 — Start texting to 454545
Now with your phone set up, just send a text message command (listed below) to 454545, and we'll send the response right back to your phone. It's just like texting a friend!
  • BAL = Primary account balance
  • BAL ALL = All account balances
  • BAL CHK = Checking account balances
  • BAL SAV = Savings account balances
  • LAST = Last five transactions
  • TRANS (AMT) = Transfer specified amount to primary account
  • STOP = Deactivate service
  • HELP = Help on commands

Your information is safe

Not only is Text Message Banking fast and free1, it’s secure. You must first login to eBRANCH, our secure online banking site, and have your phone in your possession in order to complete enrollment. We never send confidential information such as member numbers, passwords or complete account numbers via text message.


1 Messaging and data rates may apply. Contact your mobile carrier for details.
Since 1939 we've been providing Arizona families with friendly, hometown service and convenient, affordable financial solutions. As a member-owned credit union we provide personalized checking, savings, mortgages, and business and personal loans to communities across Arizona, including Phoenix, Tucson, Tempe, Chandler, Glendale, Show Low, and Flagstaff. Arizona Central Credit Union is here to help you achieve financial success for every stage of life.
From Arizona: (602) 264-6421 1-866-264-6421 ABA Routing Number: 322172441

We do business in accordance with the Equal Credit Opportunity Act.

Local First Arizona NCUA Equal Housing Lender